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9738 Neruda St, Orlando, FL, 32827

4beds
3baths
2,736sqft
$733,000
$268price/sqft
$4,782/moest. monthly cost
$191,280/yrincome needed

About This Home

Fall in Love with The Cumberland floor plan, built in 2024 and located in the highly sought-after Laureate Park community of Lake Nona, offers the ease of single-story living with a beautifully designed layout featuring three bedrooms and two bathrooms of thoughtfully planned space. This home also includes a 2½-car garage with a private garage apartment with 1 bedroom, 1 bathroom, washer and dryer, kitchen, perfect for guests, extended family, or rental income opportunities. The open-concept great room at the front of the home provides a welcoming area for relaxation and entertaining, while the dining room seamlessly connects to the kitchen—ideal for family gatherings or dinner parties. The private owner’s suite, situated at the rear of the home, features a spacious walk-in closet and an elegant en-suite bath for added comfort and privacy. A covered patio creates an inviting outdoor retreat, and the oversized garage offers extra storage and functionality. Blending modern design, flexibility, and comfort, this 2024 Cumberland is ideal for both everyday living and effortless entertaining in one of Lake Nona’s most desirable neighborhoods.

Getting Around

5
WalkingCar-Dependent
16
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

9/10
Eagle Creek ElementaryGrades PK-50.9 mi
10/10
Lake Nona Middle SchoolGrades 6-81.0 mi
6/10
Lake Nona High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Microwave,Refrigerator
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Primary Bedroom Main Floor,Thermostat
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,598
  • Total interior livable area: 2,736 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 312431484600880
  • Zoning: PD/AN
  • Special condition: None

Features

  • Levels: Multi/Split
  • Exterior features: Irrigation System

Lot

  • Lot size: 4,827 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Wildfire
Heat Wave

FEMA Declared Disasters in Orange County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,706$44,472
Home Insurance *$301$3,612
Property Taxes $500$6,000
Electricity $275$3,304
Total$4,782$57,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,954/yr
40% on housing$143,460/yr
45% on housing$127,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 32827$369
Orange County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 32827$296
Orange County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$2,850
2026-03-23Price change$3,000
2026-03-10Price change$3,100
2026-02-24Price change$733,000
2026-02-12Listed for rent$3,250
2026-01-26Price change$734,000
2025-11-26Price change$739,000
2025-11-22Price change$749,000
2025-11-13Price change$759,000
2025-10-27Listed for sale$765,000
2024-05-04Listing removed--
2024-04-22Listed for rent$3,150
2024-04-04Sold$785,467
2023-01-15Pending sale$785,467
2023-01-13Listed for sale$785,467

New Construction

AgentManuel Delgado
BrokerageLPT REALTY, LLC

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