115 W Lacy St, Chester, SC, 29706
About This Home
ELIGIBLE FOR 100% FINANCING — Ask how! Completely renovated in 2023, this stunning 5-bedroom, 3-bath home is just minutes from downtown Chester and offers the peace of mind of all major systems less than 3 years old—including roof, plumbing, electrical, HVAC, windows, and hot water heater. The redesigned open floorplan showcases luxury vinyl plank flooring and a bright, modern kitchen with new cabinetry, granite countertops, and updated appliances. Thoughtfully designed for flexibility, the home features two primary bedrooms—one on each level, perfect for multi-generational living or guests. The main level offers 3 bedrooms and 2 full baths, while the second floor includes 2 additional bedrooms, a full bath, and a versatile den. Every bathroom has been fully updated with new tubs, toilets, sinks, mirrors, and hardware. Move-in ready, stylish, and spacious—this home truly checks every box.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Crawl Space
- Roof: Composition
- Construction materials: Aluminum
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater,Freezer,Microwave,Plumbed For Ice Maker,Refrigerator
- Laundry features: Electric Dryer Hookup
Basement
- Basement: Other
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- Breakfast Bar,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
- Flooring: Tile,Vinyl
- Finished area below ground: 0
- Finished area above ground: 2,724
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,724
- Total interior livable area: 2,724 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 2010529015000
- Zoning: residential
- Special condition: Standard
- Exclusions: The tv mount from the main floor will not convey. The w/d will not convey.
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch
Lot
- Lot size: 0.18 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Chester County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,360 | $16,320 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $112 | $1,344 |
| Electricity | $261 | $3,143 |
| Total | $1,893 | $22,716 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $289,000 |
| 2026-03-30 | Price change | $299,000 |
| 2026-02-20 | Price change | $309,999 |
| 2026-01-13 | Listed for sale | $320,000 |
| 2025-10-02 | Listing removed | $320,000 |
| 2025-08-28 | Listed for sale | $320,000 |
| 2023-04-27 | Sold | $270,000 |
| 2023-03-17 | Price change | $282,900 |
| 2023-03-01 | Price change | $284,900 |
| 2023-02-04 | Price change | $289,900 |
| 2023-01-11 | Listed for sale | $295,000 |
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