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346 W Waterlynn Rd, Mooresville, NC, 28117

5beds
5baths
3,845sqft
$655,000
$170price/sqft
$4,431/moest. monthly cost
$177,240/yrincome needed

About This Home

Just Listed – Spacious, Stylish & Designed for Living! ? Welcome home to this stunning 5-bedroom, 4.5-bathroom beauty offering space, flexibility, and luxury at every turn. From the moment you arrive, you’ll love the inviting front porch with a cozy gas fireplace—perfect for relaxing evenings. Inside, the thoughtful layout includes a bedroom on the main floor, private office space, elegant formal dining room, and a bright breakfast area ideal for casual mornings. The chef’s kitchen features a gas cooktop and flows seamlessly into the main living areas—perfect for entertaining. Upstairs, enjoy a spacious loft and recreation room, plus two bedrooms with their own ensuite baths, offering comfort and privacy for guests or family members. The luxurious primary suite is your personal retreat, complete with a spa-inspired bathroom featuring a separate soaking tub and shower. With a covered porch, multiple gathering spaces, and a layout designed for both everyday living and entertaining, this home truly has it all. Message me for details or to schedule your private tour!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
5/10
Woodland Heights MiddleGrades 6-83.8 mi
7/10
Lake Norman High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Hood,Gas Cooktop,Gas Water Heater,Ice Maker,Microwave
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Window features: Window Treatments
  • Fireplace features: Family Room,Gas
  • Finished area below ground: 0
  • Finished area above ground: 3,845

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,845
  • Total interior livable area: 3,845 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Loft

  • Level: Upper

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Recreation Room

  • Level: Upper

Property

Details

  • Parcel number: 4646877184.000
  • Zoning: TN
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 0.17 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,312$39,744
Home Insurance *$191$2,292
Property Taxes $570$6,840
Electricity $358$4,297
Total$4,431$53,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,920/yr
40% on housing$132,930/yr
45% on housing$118,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 28117$278
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28117$256
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$699,000
2026-03-21Price change$710,000
2026-02-21Listed for sale$715,000
2023-06-15Sold$670,000
2023-01-15Listing removed--
2023-01-07Listed for sale$669,990

For Sale by Agent

AgentErika White
BrokerageColdwell Banker Realty

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