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51581 Forster Ln Lot 2, Utica, MI, 48316

4beds
4baths
3,668sqft
$949,900
$259price/sqft
$6,503/moest. monthly cost
$260,120/yrincome needed

About This Home

New Construction Split Level home being built and is scheduled for completion in the Summer of 2026. Home will feature 3,668 sq. ft., 4 bedrooms, 3 full bathrooms, 1 half bath and a 3.5-side entrance attached garage; all high end finishes throughout; 8' doors, wide plank hardwood flooring on most of the 1st floor, wrought iron staircase overlooking 2-story great room & foyer; designer island kitchen with custom LaFata Cabinetry and 2 staircases to basement. Pictures shown are not of actual home; other lots are available; builder will build custom home to your design.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Roberts Elementary SchoolGrades PK-60.7 mi
7/10
Malow Junior High SchoolGrades 7-91.8 mi
9/10
Eisenhower High SchoolGrades 10-122.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Water Heater
  • Laundry features: First Floor Laundry,Entry

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Sump Pump,Unfinished

Bathroom1

  • Level: Entry
  • Area: 143

Bathroom2

  • Level: Upper
  • Area: 54

Bathroom3

  • Level: Upper
  • Area: 66

Bedroom1

  • Level: Entry
  • Area: 360

Bedroom2

  • Level: Upper
  • Area: 180

Bedroom3

  • Level: Upper
  • Area: 144

Bedroom4

  • Level: Upper
  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Sump Pump,Walk-In Closet(s),Pantry,Eat-in Kitchen
  • Window features: Bay Window(s)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,668

Great Room

  • Level: Entry
  • Area: 414

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 6,154
  • Total interior livable area: 3,668 sqft

Kitchen

  • Level: Entry
  • Area: 195

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 230718402002
  • Zoning description: Residential

Features

  • Levels: Multi/Split,One and One Half
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Sidewalks,Street Lights
  • Frontage type: Road
  • Frontage length: 97

Lot

  • Lot size: 0.41 Acres
  • Features: Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Platted,Sidewalks,Subdivision
  • Lot size dimensions: 97 x 180 x 97 x 188

Parking

  • Total spaces: 3.5
  • Parking features: 3 or More Spaces,Garage,On Street,Driveway,Attached,Electric in Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3.5
  • Covered spaces: 3.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$327$3,924
Property Taxes $973$11,676
Electricity $400$4,801
Total$6,503$78,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$222,960/yr
40% on housing$195,090/yr
45% on housing$173,413/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 48316$172
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48316$205
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-03-25Price change$899,900
2025-03-24Price change$914,900
2025-01-20Price change$899,900
2024-09-05Price change$869,900
2024-04-16Listed for sale$859,900
2023-10-06Listing removed--
2023-08-03Pending sale$849,900
2023-07-31Price change$849,900
2023-05-26Price change$799,900
2023-01-05Listed for sale$699,900

New Construction

AgentThomas Zibkowski
BrokerageReal Estate One Inc-Shelby

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