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450 Gingerwood Ln, Hendersonville, TN, 37075

2beds
2baths
2,000sqft
$429,900
$215price/sqft
$2,662/moest. monthly cost
$106,480/yrincome needed

About This Home

Welcome to The Hadley Plan - Estate Villa, where luxury meets low-maintenance living. This exceptional home greets you with a charming covered front porch, opening into a spacious layout that features a main-floor owner's suite, a dedicated study, and a comfortable guest bedroom. Upstairs, a massive bonus room offers endless possibilities alongside an abundance of extra storage. At the heart of the home is a huge, open-concept kitchen fully equipped with premium quartz countertops and stainless steel appliances. Best of all, your HOA dues cover property insurance, irrigation, landscaping, and lawn maintenance—giving you total peace of mind and full access to the resort-style amenities of Durham Farms!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Hardboard Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Zero Lot Line,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Cooktop,Dishwasher,Microwave,Refrigerator

Basement

  • Basement: None

Bedroom1

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 180
  • Dimensions: 12x15

Bedroom2

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Area: 136
  • Dimensions: 8x17

Features

  • Ceiling Fan(s),Extra Closets
  • Flooring: Carpet,Tile,Vinyl
  • Finished area above ground: 2,000
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Features: Pantry
  • Level: Pantry
  • Area: 108
  • Dimensions: 9x12

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 221
  • Dimensions: 13x17

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Other

  • Features: Office
  • Level: Office
  • Area: 100
  • Dimensions: 10x10

Recreation Room

  • Features: Second Floor
  • Level: Second Floor
  • Area: 195
  • Dimensions: 13x15

Property

Details

  • Parcel number: 138G J 01700 000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Association
  • Patio & porch: Porch,Covered,Patio
  • Topography of land: Level,Wooded

Lot

  • Lot size: 5,227 sqft
  • Features: Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Concrete,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance $150$1,800
Property Taxes $164$1,968
Electricity $175$2,103
Total$2,662$31,944

Income You'd Need if You Spent...

35% on housing$91,268/yr
40% on housing$79,860/yr
45% on housing$70,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 37075$236
Sumner County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 37075$231
Sumner County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$429,900
2023-05-12Sold$404,989
2023-02-25Listed for sale$414,990
2023-02-04Listing removed--
2022-12-31Listed for sale$428,990

For Sale by Agent

AgentKyle Graves
BrokerageBenchmark Realty, LLC

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