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4815 Cumberland Rd, Tuscaloosa, AL, 35404

2beds
3baths
2,064sqft
$349,900
$170price/sqft
$2,416/moest. monthly cost
$96,640/yrincome needed

About This Home

Immaculate custom-built, single level, handicap accessible home tucked away on 3.55+/- wooded acres, conveniently located mere MINUTES from town! An easy commute for Mercedes employees, and under 5 miles to UA, Target, the mall, restaurants, & more! This beautiful home features the kitchen of an entertainer's dreams! Loaded with tons of custom cabinets and plenty of granite counter top space, all stainless appliances, including a double oven, & huge pantry! 2 large master suites, both with sloped floor tiled showers and large vanities. Other amenities include 1/2 bath for guests, tray ceilings, hardwood floors, lots of windows, tankless water heater, gas log fireplace, built in storm shelter in laundry room, covered porch, 2 patios and screened in porch!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
Holt Elementary SchoolGrades PK-51.0 mi
3/10
2/10
Holt High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Water Heater,Microwave,Range Hood,Water Heater
  • Laundry features: Inside,Main Level,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Granite Counters,Handicap Access,Kitchen Island,Primary Downstairs,Open Concept,Solid Surface Counters,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Blinds,Vinyl,Window Treatments
  • Flooring: Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric,1 Unit

Interior Area

  • Total structure area: 2,064
  • Total interior livable area: 2,064 sqft

Property

Details

  • Parcel number: 633005222001007.000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Enclosed,Porch
  • Exterior features: Gravel Driveway,Lighting
  • Waterfront features: Creek
  • Residential vegetation: Wooded

Lot

  • Lot size: 3.55 Acres
  • Features: Acreage,Irregular Lot,Rolling Slope,Wooded,Garden,Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Two Car Garage,Gravel,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$317$3,804
Property Taxes $90$1,080
Electricity $240$2,881
Total$2,416$28,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,834/yr
40% on housing$72,480/yr
45% on housing$64,426/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 35404$108
Tuscaloosa County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 35404$125
Tuscaloosa County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$349,900
2026-02-24Listing removed$349,900
2024-10-22Listed for sale$349,900
2023-08-01Sold$300,000
2023-07-14Pending sale$349,900
2023-04-24Listed for sale$349,900
2023-04-12Listing removed--
2022-12-29Listed for sale$350,000
2009-12-28Sold$77,000

For Sale by Agent

AgentBrandy Holmes
BrokerageKelly Right Real Estate of Ala

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