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10131 Caprock Canyon Dr, Indianapolis, IN, 46229

4beds
3baths
2,506sqft
$329,900
$132price/sqft
$2,378/moest. monthly cost
$95,120/yrincome needed

About This Home

If you want space, this home has it! Come check out this 4 bedroom, 2.5 bath with loft and an office. This home was built on the biggest lot size available in this neighborhood and has a full privacy fence. In the kitchen you will find granite countertops, upgraded 42" cabinets and stainless steel appliances. The primary suite offers a massive closet and a walk in shower with dual vanity sinks. The neighborhood offers a playground, dog park, BBQ/party area, walking trails and a pond. Location is an easy commute across central Indy with easy access to 465, 70 and 74. This home comes with solar panels that the seller will fully pay off at closing, so you can immediately enjoy the energy saving benefits (this family of three saves an average of $150 a month), without the costs! A lifetime warranty will also transfer to new owner. This home also qualifies for a $0 down mortgage loan. Schedule your showing today!

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
33
BikeSomewhat Bikeable

Schools

2/10
4/10
Creston Middle SchoolGrades 5-80.9 mi
2/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl With Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Electric Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12 x 12

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11 x 10

Bedroom4

  • Level: Upper
  • Area: 121
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 80
  • Dimensions: 8x10

Features

  • Attic Access,Walk-In Closet(s)
  • Attic: Access Only

Great Room

  • Level: Main
  • Area: 255
  • Dimensions: 17 x 15

Heating & Cooling

  • Heating features: High Efficiency (90%+ AFUE ),Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,506
  • Total interior livable area: 2,506 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Loft

  • Level: Upper
  • Area: 117
  • Dimensions: 9 x 13

Master Bedroom

  • Level: Upper
  • Area: 272
  • Dimensions: 17x16

Office

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Property

Details

  • Parcel number: 490909117004019700
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,276 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$237$2,844
Property Taxes $244$2,928
Electricity $229$2,756
Total$2,378$28,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,531/yr
40% on housing$71,340/yr
45% on housing$63,413/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 46229$110
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46229$129
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$340,000
2026-03-24Listing removed$340,000
2026-03-05Listed for sale$340,000
2025-09-18Listing removed$310,000
2025-09-12Price change$310,000
2025-08-22Price change$350,000
2025-08-01Listed for sale$360,000
2022-12-01Sold$318,284

For Sale by Agent

AgentCourtney Nix
BrokerageEver Real Estate, LLC

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