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32801 TREE OF LIFE AVENUE, Wesley Chapel, FL, 33543

5beds
5baths
3,307sqft
$649,000
$196price/sqft
$4,788/moest. monthly cost
$191,520/yrincome needed

About This Home

Virtually Staged. Located in the gated, CDD-free Winding Ridge community of Wesley Chapel, this spacious 5 bedroom, 5 bathroom, 3 car tandem garage residence offers a functional floor plan with multiple living areas and approximately 3300 square feet of living space designed for both everyday living and entertaining. A grand foyer welcomes you into the home and leads to the open-concept main living area. The kitchen, dining, and family room flow seamlessly together, creating a spacious gathering space filled with natural light. The kitchen features a large center island, breakfast area, abundant cabinetry, and ample storage, while large windows throughout the home provide views of the outdoor living areas. The flexible layout includes multiple living and dining spaces, offering versatility for a variety of lifestyles. All bedrooms are generously sized, and the home's thoughtful design provides both privacy and functionality. Winding Ridge is a 24-hour guard-gated community offering an extensive collection of amenities, including a clubhouse with event space, fitness center, indoor basketball court, resort-style swimming pool, splash park, playground, picnic areas, tennis courts, pickleball courts, and outdoor basketball facilities. The community also hosts a variety of resident activities and events throughout the year. Conveniently located near I-75, the property offers easy access to shopping, dining, medical facilities, and entertainment destinations including Tampa Premium Outlets, The Shops at Wiregrass, KRATE at The Grove, and other Wesley Chapel amenities. This 5 bedroom, 5 bathroom, 3 car tandem garage home offers a desirable combination of space, community amenities, and a convenient location in one of Wesley Chapel's established gated communities. Schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Wesley Chapel High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter,Other
  • Roof: Other,Shingle
  • Construction materials: Other,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Other,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bedroom1

  • Features: Built-in Closet
  • Level: Second

Bedroom2

  • Features: Built-in Closet
  • Level: Second

Bedroom3

  • Features: Built-in Closet
  • Level: Second

Bedroom4

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Open Floorplan,Thermostat
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,297
  • Total interior livable area: 3,307 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 2626200070000002410
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Irrigation System,Other,Sidewalk

Lot

  • Lot size: 7,231 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Lightning
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$306$3,672
Property Taxes $869$10,428
Electricity $332$3,993
Total$4,788$57,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,160/yr
40% on housing$143,640/yr
45% on housing$127,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 33543$181
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33543$226
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$629,000
2026-07-11Price change$649,000
2026-05-30Listed for sale$679,000
2026-04-28Listing removed$679,000
2026-02-18Price change$679,000
2026-01-23Listed for sale$699,000
2024-02-02Listing removed--
2024-01-07Listed for rent$4,000
2024-01-04Listing removed--
2023-11-29Price change$4,000
2023-11-25Price change$4,200
2023-11-09Listed for rent$4,300
2023-01-05Sold$571,600

For Sale by Agent

AgentLei Cheng
BrokerageSERVICE NEAR REALTY

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