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205 Monitor Dr, Breckenridge, CO, 80424

4beds
6baths
4,175sqft
$3,545,000
$849price/sqft
$19,991/moest. monthly cost
$799,640/yrincome needed

About This Home

Highlands Riverfront is Breckenridge’s newest development, offering Luxury Living on the Blue River. Brand new riverfront community built by a developer with over 60 years of experience delivering luxury homes in Breckenridge. Dedicated acres of open space provide an open community setting with riverfront access directly across from White River National Forest. Experience the activities that make Summit County “Colorado’s Playground” and come home to your perfect mountain getaway. Classic mountain modern architecture with massive windows surrounds you with mountain views. An open floor plan with multiple living spaces for entertaining, chef's kitchen with Wolf/Subzero appliances, Quartz countertops, wood floors and primary suite with a five-piece bath. Bonus spaces include a second living room with beverage fridge and bar, a flex space for a workout room/office/or additional bedroom and spa bath. Exceptional outdoor living with a large deck and walk out patios, (perfect for a hot tub and fire pit) and an oversized heated two-car garages. EV Outlet in the garage and Preliminary Installation for Solar Additions all included in the purchase price. Gold Medal Fly fishing riverfront access directly across from White River National Forest with easy access to downtown, skiing, golf, shopping restaurants. Walking distance to the Colorado Trail. Leave your car at home and only steps away is the bus stop for the Summit Stage (free transportation to downtown Breckenridge/Summit County/gondola to the ski area), or ride your bike or walk into town on the bike path. Highlands Riverfront is selling out fast. Daily open houses and private tours available onsite.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
4/10
Summit Middle SchoolGrades 6-84.2 mi
5/10
Summit High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Asphalt

Other

  • Builder name: Breckenridge Lands

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Range Hood
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 2
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace,Vaulted Ceiling(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas
  • Fireplace: Yes

Heating

  • Heating features: Radiant

Interior Area

  • Total interior livable area: 4,175 sqft

Property

Details

  • Parcel number: 6519549
  • Zoning description: Single Family
  • Exclusions: No

Features

  • Levels: Two
  • Has view: Yes
  • View description: Mountain(s),River,Ski Area,Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: River,Creek/Stream
  • On waterfront: Yes
  • Waterfront features: River Front
  • Frontage type: River

Lot

  • Lot size: 8,712 sqft
  • Features: Borders National Forest,Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Avalanche
Lightning
Hail
Winter Weather
Inland Flooding
Landslide
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,925$215,100
Home Insurance *$806$9,672
Property Taxes $945$11,340
Electricity $315$3,782
Total$19,991$239,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$685,405/yr
40% on housing$599,730/yr
45% on housing$533,093/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 19.3%
19.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.0%
10.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$849This listing

vs Other Active Listings

Avg $/sqft

ZIP 80424$514
Summit County$524

vs Homes Sold Last Month

Median $/sqft

ZIP 80424$651
Summit County$648

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-20Listed for sale$3,545,000
2025-06-10Listing removed$3,495,000
2025-03-20Price change$3,495,000
2025-03-18Price change$3,395,000
2024-10-13Price change$3,300,000
2024-06-15Price change$2,775,000
2024-04-28Price change$2,575,000
2024-03-14Price change$3,300,000
2024-02-11Price change$2,575,000
2024-02-10Price change$2,600,000
2023-12-30Listed for sale$3,250,000
2023-12-22Listing removed--
2022-12-21Listed for sale$3,250,000

New Construction Spec

AgentJill Begley
BrokerageThe Real Estate Group

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