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537 Riddle Mill Rd, Clover, SC, 29710

4beds
4baths
3,393sqft
$1,075,000
$317price/sqft
$6,660/moest. monthly cost
$266,400/yrincome needed

About This Home

BACK ON THE MARKET AT NO FAULT TO SELLER! ALL INSPECTIONS HAVE BEEN DONE! THIS HOUSE IS READY FOR YOU! Welcome to this stunning CUSTOM new construction home. Wonderful location- close to Charlotte, Belmont, Lake Wylie. No HOA and in Clover School District! Stunning stone fireplace, open floor plan with primary and office on main, crown molding throughout. Gourmet kitchen features top appliances, beautiful countertops, custom cabinets, walk-in pantry with wood shelving and extra cabinets. Sit and relax on the screened in back porch overlooking the pond, great for entertaining. 4 bedroom, 3 1/2 bath, bonus room, office, and roughed in basement. No detail has been left out, it's a must see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
Oakridge ElementaryGrades PK-51.3 mi
5/10
Oakridge Middle SchoolGrades 6-81.3 mi
9/10
Clover High SchoolGrades 9-124.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Hardboard Siding,Stone

Other

  • Builder name: Ruth Builders

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Microwave,Refrigerator with Ice Maker
  • Laundry features: Mud Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Features

  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 3,393

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,393
  • Total interior livable area: 3,393 sqft

Loft

  • Level: Upper

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 4770000136
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Screened
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Pond

Lot

  • Lot size: 1.51 Acres
  • Features: Pond(s)

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Ice Storm
Lightning
Strong Wind
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,435$65,220
Home Insurance *$425$5,100
Property Taxes $474$5,688
Electricity $326$3,915
Total$6,660$79,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$228,342/yr
40% on housing$199,800/yr
45% on housing$177,600/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 29710$190
York County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29710$209
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-16Price change$1,100,000
2025-11-11Price change$1,125,000
2025-08-28Price change$1,150,000
2025-06-21Listed for sale$1,185,000
2023-06-30Sold$125,000
2022-11-16Listed for sale$125,000

New Construction

AgentLynn Ruth
BrokerageBerkshire Hathaway HomeServices Carolinas Realty

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