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4049 Buttermilk Rd, Lexington, KY, 40509

4beds
4baths
2,550sqft
$650,000
$255price/sqft
$4,618/moest. monthly cost
$184,720/yrincome needed

About This Home

Beautiful new construction 4-bedroom, 4-bath home offering approximately 2,565 sq. ft. of finished living space with quality craftsmanship and thoughtful upgrades throughout. The open-concept design features abundant natural light and a seamless flow ideal for everyday living and entertaining. The chef's kitchen includes quartz countertops, stainless steel appliances, a large center island with seating, corner window over the sink, subway tile backsplash, and an oversized pantry for additional storage. The kitchen opens to the inviting great room featuring a stone gas-log fireplace with custom built-in bookshelves, creating a warm and elegant gathering space. The spacious primary suite features a tray ceiling with integrated lighting and a luxurious ensuite bath with separate his-and-hers vanities and a large tiled walk-in shower. Additional highlights include LVP flooring throughout the home, two guest baths upstairs, a large laundry room with attic access, and solid oak stair treads leading to the foyer. The full unfinished basement (approx. 1,100 sq. ft.) offers incredible future potential and is already equipped with rough-in plumbing for a bath and wet bar, 11" poured walls, two sump pumps, and an ejector pump. Enjoy outdoor living with a covered deck and porch, a fully sodded yard, and a landscaped front yard. The property backs directly to the Rails-to-Trails walking path leading to the city park, providing easy access to walking and biking. The oversized garage includes extra depth for storage or workbench space. EV CHARGER ROUGH-IN. This beautifully designed home combines modern finishes, thoughtful details, and a fantastic location—schedule your private showing today!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Dimensional Style,Shingle
  • Construction materials: Other,Stone,Vinyl Siding

Other

  • Builder model: Augusta

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Gas Range,Microwave,Refrigerator,Oven,Self Cleaning Oven,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Upper Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Concrete,Full,Interior Entry,Sump Pump,Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Window features: Insulated Windows,Screens
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Living Room,Ventless
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,550

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 2,550
  • Total interior livable area: 2,550 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 38293610

Features

  • Levels: Two
  • Fencing: Partial,Privacy
  • Has view: Yes
  • View description: Trees/Woods,Neighborhood

Lot

  • Lot size: 6,098 sqft
  • Features: Landscaped,Other

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$235$2,820
Property Taxes $896$10,752
Electricity $201$2,416
Total$4,618$55,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,331/yr
40% on housing$138,540/yr
45% on housing$123,146/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 40509$193
Fayette County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 40509$195
Fayette County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$697,500
2024-02-02Sold$250,000
2023-04-25Listing removed--
2022-12-12Pending sale$573,490
2022-12-12Listing removed$573,490
2022-12-10Listed for sale$573,490

For Sale by Agent

AgentJoe Brester
BrokerageKeller Williams Commonwealth

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