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132 W 47th Pl #A-1, Loveland, CO, 80538

2beds
1baths
811sqft
$175,000
$216price/sqft
$1,220/moest. monthly cost
$48,800/yrincome needed

About This Home

Charming top-floor condo located on a corner lot in a convenient Northern Loveland spot that is perfect for low-maintenance living or an excellent passive income opportunity. This bright and comfortable 2-bedroom, 1-bath unit offers a well-sized living room and a functional, open layout that's easy to make your own. The kitchen includes appliances and a pantry to keep things neat and organized. Just minutes from shopping, dining, and everyday amenities, with quick highway access that makes commuting a breeze. For those considering an investment opportunity, this condo also presents a fantastic option for generating rental income. HOA includes trash, water & sewer, as well as outdoor upkeep.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
6/10
Loveland High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Pantry,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 811

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s),Ceiling Fan(s)

Interior Area

  • Total structure area: 811
  • Total interior livable area: 811 sqft

Kitchen

  • Level: Main
  • Area: 169
  • Dimensions: 13 x 13

Laundry

  • Level: Main
  • Area: 27
  • Dimensions: 3 x 9

Living Room

  • Level: Main
  • Area: 169
  • Dimensions: 13 x 13

Primary Bedroom

  • Features: Shared Primary Bath,Full Primary Bath
  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Property

Details

  • Parcel number: R1239040
  • Attached to another structure: Yes
  • Zoning: R3
  • Special condition: Private Owner
  • Exclusions: Personal Property

Features

  • Levels: One
  • Stories: 1
  • Entry location: 2nd Floor

Lot

  • Features: Cul-De-Sac,Corner Lot,City Limits,Zero Lot Line

Parking

  • Parking features: Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$75$900
Property Taxes $75$900
Electricity $186$2,232
Total$1,220$14,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,828/yr
40% on housing$36,600/yr
45% on housing$32,533/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 80538$217
Larimer County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 80538$216
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$185,000
2026-04-17Price change$190,000
2026-03-16Price change$200,000
2026-02-16Listed for sale$225,000
2026-01-13Listing removed$210,000
2025-12-01Price change$210,000
2025-11-10Price change$215,000
2025-10-26Price change$225,000
2025-10-15Price change$240,000
2025-07-16Listed for sale$245,000

For Sale by Agent

AgentRob Kittle
BrokerageKittle Real Estate

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