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4456 Millennium Ave, Charlotte, NC, 28217

4beds
4baths
2,146sqft
$439,000
$205price/sqft
$2,874/moest. monthly cost
$114,960/yrincome needed

About This Home

Welcome to this beautifully upgraded 4-bedroom, 3.5-bath townhome in the desirable City Park community, built by Meritage Homes in 2023 with the sought-after Distinct 1 finish package. Thoughtfully designed for modern living, this move-in-ready home offers stylish finishes, abundant natural light, flexible living spaces, and low-maintenance convenience just minutes from Uptown Charlotte. Step inside to find an open-concept layout enhanced by extended upgraded EVP flooring throughout the first-floor entry and the entire main living level. The chef-inspired kitchen features elegant quartz countertops, a classic tile backsplash, 42-inch cabinetry, recessed lighting, and a Whirlpool stainless steel gas range with air fryer and convection functionality, making everyday cooking and entertaining effortless. The spacious primary suite serves as a private retreat with crown molding and a beautifully appointed en-suite bath featuring a tiled shower surround. Upgraded tile flooring in all full bathrooms and the laundry room, oak stair treads, upgraded carpet in the bedrooms, and numerous builder enhancements add quality and style throughout the home. Enjoy outdoor living from the covered front stoop or the rear deck, while the second-floor balcony offers an additional place to relax. Parking is a breeze with a two-car garage featuring a garage door opener, two dedicated parking spaces, additional open parking, and convenient on-street parking for guests. Residents of City Park enjoy inviting community amenities including a gazebo, grilling area, and fire pit, perfect for gathering with neighbors or unwinding after a long day. Just minutes to the Charlotte Regional Farmers Market, Renaissance Park, Starbucks, Chipotle, and Panera. With its premium upgrades, modern design, and exceptional location, this home offers the perfect blend of comfort, style, and convenience. Schedule your private showing today!

Getting Around

14
WalkingCar-Dependent
28
TransitSome Transit
24
BikeSomewhat Bikeable

Schools

6/10
Pinewood ElementaryGrades PK-53.2 mi
4/10
Alexander Graham MiddleGrades 6-84.8 mi
1/10
Harding University HighGrades 9-123.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Gas Range,Microwave,Plumbed For Ice Maker,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Upper Level

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Lower

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,146

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,146
  • Total interior livable area: 2,146 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 14327634
  • Zoning: MUDD-O
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main
  • Patio & porch: Balcony

Lot

  • Lot size: 0.04 Acres
  • Features: End Unit

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Rear,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$166$1,992
Property Taxes $289$3,468
Electricity $200$2,405
Total$2,874$34,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,537/yr
40% on housing$86,220/yr
45% on housing$76,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 28217$196
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28217$248
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$432,000
2026-07-23Listed for sale$439,000
2023-04-21Sold$430,000
2023-02-17Pending sale$449,070
2023-01-10Price change$449,070
2022-12-07Listed for sale$459,070

For Sale by Agent

AgentMatt Stone
BrokerageStone Realty Group

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