1286 Balsam Ln, Watertown, MN, 55388
About This Home
To Be Built by Loomis Homes. Welcome to the Stratford! As you enter through the large front porch, you'll see a large open floor plan with a flex room and plenty of natural light! The kitchen has an island and a window over the sink, the dining room looks out over the back yard, and the large great room has plenty of space to make your own! This two-story home has laundry and 3 bedrooms on the upper level, including the spacious primary with a walk-in closet and private bath. The mudroom on main level includes half bath and coat closet through the 3-car garage. Make your preferred selections for your new home at our design center! We are happy to provide info on other lots and models available!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Roof: Age 8 Years or Less,Asphalt
Other
- Builder name: LOOMIS HOMES LLC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Laundry Closet,Upper Level
Basement
- Has basement: Yes
- Basement: Drain Tiled,Sump Pump,Unfinished,Walk-Out Access
Bedroom
- Level: Upper
- Area: 168
- Dimensions: 12x14
Bedroom2
- Level: Upper
- Area: 132
- Dimensions: 11x12
Bedroom3
- Level: Upper
- Area: 110
- Dimensions: 11x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 182
- Dimensions: 14x13
Features
- Finished area below ground: 0
- Finished area above ground: 1,750
Flex Room
- Level: Main
- Area: 100
- Dimensions: 10x10
Foyer
- Level: Main
- Area: 54
- Dimensions: 9x6
Great Room
- Level: Main
- Area: 224
- Dimensions: 16x14
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,689
- Total interior livable area: 2,689 sqft
Kitchen
- Level: Main
- Area: 110
- Dimensions: 10x11
Porch
- Level: Main
- Area: 108
- Dimensions: 6x18
Primary Bathroom
- Level: Upper
- Area: 50
- Dimensions: 10x5
Walk In Closet
- Level: Upper
- Area: 25
- Dimensions: 5x5
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 85234025
- Zoning description: Residential-Single Family
- Foundation area: 939
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch
Lot
- Lot size: 0.34 Acres
- Lot size dimensions: 0
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Carver County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,234 | $26,808 |
| Home Insurance * | $387 | $4,644 |
| Property Taxes | $353 | $4,236 |
| Electricity | $226 | $2,721 |
| Total | $3,200 | $38,400 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-05 | Listed for sale | $441,900 |
| 2026-01-22 | Listing removed | $441,900 |
| 2025-02-24 | Listed for sale | $441,900 |
| 2025-02-19 | Listing removed | $441,900 |
| 2025-01-06 | Price change | $441,900 |
| 2024-03-07 | Listed for sale | $431,900 |
| 2024-03-07 | Listing removed | -- |
| 2023-10-19 | Listed for sale | $418,900 |
| 2023-10-16 | Listing removed | -- |
| 2023-03-21 | Listed for sale | $408,900 |
| 2023-03-21 | Listing removed | -- |
| 2022-12-06 | Listed for sale | $400,900 |
For Sale by Agent
View on Zillow