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413 Saratoga Rd Trailer 34, Schenectady, NY, 12302

3beds
2baths
1,344sqft
$85,000
$63price/sqft
$853/moest. monthly cost
$34,120/yrincome needed

About This Home

Welcome to this well-maintained 2022 Redman manufactured home offering affordable homeownership in the highly desirable Burnt Hills-Ballston Lake School District. Priced at just $94,900, this 3-bedroom, 2-bath home features 1,344 square feet of thoughtfully designed living space with an open-concept layout ideal for both everyday living and entertaining. Inside, you'll find a spacious kitchen, inviting living area, and a generous primary suite complete with a private full bath. Additional highlights include oversized bedroom closets, a gas forced-air furnace, central A/C readiness, and modern finishes throughout. Conveniently located in Glenville, you'll enjoy easy access to shopping, dining, parks, major highways, and everything the Capital Region has to offer. Whether you're a first-time homebuyer, looking to downsize, or simply searching for an affordable place to call home, this move-in-ready property offers exceptional value in a prime location. Don't miss your opportunity to own for less than many monthly rental payments! Contact Anthony Herbst for information and showings.

Getting Around

37
WalkingCar-Dependent
25
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Details

  • Lease amount: 0

Features

  • Frontage length: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$28$336
Property Taxes $150$1,800
Electricity $246$2,954
Total$853$10,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,245/yr
40% on housing$25,590/yr
45% on housing$22,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 12302$200
Schenectady County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 12302$196
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Price change$85,000
2026-07-13Listed for sale$94,900
2025-06-26Listing removed--
2025-05-16Listed for sale$130,000
2025-03-09Listing removed--
2025-02-15Listed for sale$120,000
2022-12-16Listing removed--
2022-12-06Listed for rent$2,000

For Sale by Agent

AgentCynthia Quade
BrokerageSignature One Realty Group

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