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2826 Oak Ct, Belton, TX, 76513

2beds
3baths
1,545sqft
$280,000
$181price/sqft
$2,122/moest. monthly cost
$84,880/yrincome needed

About This Home

In the heart of Belton, Texas. Minutes from HEB, Walgreens, and Sonic. Two bedroom, two bath with open concept. Handicap accesible living. Laminate flooring throughout the home. Stainless steel appliances. Minimal yard to maintain.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
5/10
Belton MiddleGrades 6-81.0 mi
6/10
Belton High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Oven,Refrigerator,Range
  • Laundry features: Laundry in Utility Room,Main Level,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • All Bedrooms Down,Ceiling Fan(s),Double Vanity,High Ceilings,In-Law Floorplan,Split Bedrooms,Walk-In Closet(s),Breakfast Bar,Kitchen Island,Kitchen/Family Room Combo,Solid Surface Counters
  • Flooring: Laminate
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 1,545 sqft

Property

Details

  • Parcel number: 453168

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Covered Patio
  • Fencing: Back Yard,Privacy,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 7,448 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$187$2,244
Property Taxes $282$3,384
Electricity $238$2,859
Total$2,122$25,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,754/yr
40% on housing$63,660/yr
45% on housing$56,586/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 76513$170
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76513$172
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$280,000
2024-05-06Listing removed--
2024-04-08Listed for sale$360,000
2024-04-01Listing removed--
2023-09-17Listed for sale$360,000
2023-03-24Listing removed--
2022-12-06Listed for sale$360,000

For Sale by Agent

AgentMelanie Kirchmeier
BrokerageCentury 21 Bill Bartlett

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