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5488 Mahogany Ln, Roscoe, IL, 61073

3beds
2baths
1,860sqft
$60,000
$32price/sqft
$590/moest. monthly cost
$23,600/yrincome needed

About This Home

Welcome home to this spacious 3-bedroom, 2-bath 1995 Champion mobile home located in a desirable 55+ community. With an open, airy layout and generous room sizes throughout, this home offers comfortable living and great potential. The large primary suite provides a private retreat with ample space and a full en-suite bath. The additional bedrooms are well-sized and perfect for guests, hobbies, or a home office. The open living and dining areas flow nicely, creating an inviting space for everyday living or entertaining. With a few updates and your personal touch, this home could truly shine. Affordable, roomy, and full of possibilities—don’t miss this opportunity to create a lovely home in a welcoming community.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
5/10
Harlem Middle SchoolGrades 7-84.8 mi
4/10
Harlem High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Shingle
  • Construction materials: Siding,Vinyl

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence,Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 99

Bedroom3

  • Level: Main
  • Area: 127.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 190.26

Features

  • Book Cases Built In,Ceiling-Vaults/Cathedral,Walk-In Closet(s)
  • Window features: Skylight(s)
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,860

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,860
  • Total interior livable area: 1,860 sqft

Kitchen

  • Level: Main
  • Area: 189.05

Living Room

  • Level: Main
  • Area: 260.4

Master Bedroom

  • Level: Main
  • Area: 246.4

Property

Details

  • Parcel number: 012021

Features

  • Patio & porch: Patio

Lot

  • Features: County Taxes,Covenants,Restrictions,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$31$372
Property Taxes $113$1,356
Electricity $143$1,716
Total$590$7,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,228/yr
40% on housing$17,700/yr
45% on housing$15,733/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$32This listing

vs Other Active Listings

Avg $/sqft

ZIP 61073$140
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61073$151
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$65,000
2026-02-28Price change$70,000
2026-02-03Listed for sale$80,000
2023-03-27Listing removed--
2023-03-07Price change$50,000
2022-12-05Listed for sale$62,000

For Sale by Agent

AgentAmber Andreen
BrokerageCentury 21 Affiliated

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