11171 Albany Ridge Dr, Osceola, IN, 46561
About This Home
OPEN HOUSE SATURDAY 8/15 11-1PM. Built by Kline Custom Homes in 2024 The owners worked closely with the builder to personalize the floor plan, adding an upper-level loft and a full bath and bedroom to the lower level to create a home that is both beautiful and versatile.This 5-bed 5 full-bath home offers the perfect combination of luxury, quality craftsmanship, and functional living. This open concept layout highlighted by soaring ceilings and windows fills the home natural light. The chef's kitchen was designed with entertaining in mind, featuring custom cabinetry, quartz countertops, premium stainless steel appliances, an oversized island, and a spacious walk-in pantry. This home has main level laundry, designated office space and a guest bed/bath.The Primary ensuite is also found on the main level and offers a peaceful retreat with a spa like bathroom complete with dual vanities, a tiled shower, and dual large walk-in closets. Upstairs, the loft overlooks the great room and provides the perfect flex space for a second living area, or playroom along with 2 bed/baths. The finished lower level adds even more living space with an additional bedroom, full bathroom, and a generous blank canvas area ready to be complete by the new owner. This home is offering all the benefits of new construction without the wait!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Roof: Shingle
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Gas Cooktop,Humidifier,Oven-Built-In,Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
- Main level bedrooms: 2
Features
- Breakfast Bar,Ceiling-9+,Beamed Ceilings,Vaulted Ceiling(s),Walk-In Closet(s),Stone Counters,Crown Molding,Kitchen Island,Stand Up Shower,Main Level Bedroom Suite,Custom Cabinetry
- Window features: Blinds
- Flooring: Hardwood,Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Living Room,Electric
- Fireplace: Yes
- Finished area below ground: 350
- Finished area above ground: 2,836
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 4,799
- Total interior livable area: 3,186 sqft
Property
Details
- Parcel number: 710532401192.000031
- Other equipment: Sump Pump
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered
- Exterior features: Irrigation System
Lot
- Lot size: 0.25 Acres
- Features: Level
- Lot size dimensions: 80X141
Parking
- Total spaces: 3
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,246 | $50,952 |
| Home Insurance * | $443 | $5,316 |
| Property Taxes | $0 | $0 |
| Electricity | $292 | $3,504 |
| Total | $4,981 | $59,772 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $839,900 |
| 2024-06-13 | Listing removed | $70,000 |
| 2024-02-12 | Listed for sale | $70,000 |
| 2023-01-06 | Listing removed | $70,000 |
| 2022-12-01 | Listed for sale | $70,000 |
View on Zillow