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112 S Bay Dr, Jasper, AL, 35503

5beds
4baths
2,906sqft
$884,900
$305price/sqft
$5,902/moest. monthly cost
$236,080/yrincome needed

About This Home

Smith Lake (Mills Creek) The Hatcher plan can be built on Lot 45. Offered by Signature Homes and Alabama Power, this community is a gated development offering multiple plan choices. Come and be a part of this premier, vibrant, and amenity-rich subdivision on beautiful Smith Lake. Other plan choices and lots are available. Representative rendering.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
Curry Elementary SchoolGrades PK-45.7 mi
6/10
Curry Middle SchoolGrades 5-85.7 mi
6/10
Curry High SchoolGrades 9-125.7 mi

Construction

Condition

  • Property condition: Proposed Construction

Materials

  • Roof: Shingle
  • Construction materials: Frame,HardiPlank Type,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Features

  • Flooring: Tile,Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,906
  • Total interior livable area: 2,906 sqft

Property

Details

  • Zoning: _

Features

  • Stories: 3
  • Patio & porch: Covered Patio,Porch,Screened
  • Waterfront features: No - None

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,474$53,688
Home Insurance *$934$11,208
Property Taxes $169$2,028
Electricity $325$3,902
Total$5,902$70,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,354/yr
40% on housing$177,060/yr
45% on housing$157,386/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 35503$131
Walker County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 35503$124
Walker County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-04Listed for sale$884,900
2025-05-02Listing removed$884,900
2024-05-01Listed for sale$884,900
2024-04-30Listing removed--
2023-11-30Listing removed$884,900
2023-06-14Price change$884,900
2023-05-02Price change$879,900
2022-11-30Listed for sale$864,900

For Sale by Agent

AgentJustin Dyar
BrokerageLake Homes Realty

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