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6 Spring Farm Ln, North Oaks, MN, 55127

5beds
4baths
4,856sqft
$1,450,000
$299price/sqft
$9,765/moest. monthly cost
$390,600/yrincome needed

About This Home

Perched above a private wetland, this expertly curated home exudes style and function. Inside, soaring ceilings welcome you into the home as you enter into the expansive great room with 17' ceilings and soaring windows that overlook a fully private backyard. The open kitchen is a morning retreat with sunlight streaming in from the double Marvin French doors & skylights + a bay window with a cozy built-in window seat for morning coffee. The fully equipped Thermador kitchen is as beautiful as it is functional with an integrated fridge/freezer and a 48" gas range with double ovens. The main floor, primary suite is an oasis in itself. His & hers closets and private ensuite bathroom. The ensuite features a soaking tub and double shower. The suite is rounded off with a tray ceiling that adds architectural depth, patio doors opening onto a private balcony and a sunroom encased in windows. The lower level is the perfect place for entertaining + wellness with one area focused on entertaining and the other for wellness. The bonus space has a billiard area, a workout space and a dedicated area for an infrared sauna. The bedroom, on this level, features a siting space and paver patio tucked away in its own private area. Full tree coverage all around gives you the utmost privacy. 3 paver patios and 2 decks make this home great for entertaining or simply enjoying the serenity of this quiet haven. No homes backing up to the property, the yard opens up beyond the trees to a serene wetland. The home is only available due to an unexpected opportunity arising for the current homeowners, this is a forever home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
Chippewa Middle SchoolGrades 6-82.3 mi
10/10

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Chandelier,Dishwasher,Disposal,Double Oven,Dryer,Exhaust Fan,Freezer,Humidifier,Gas Water Heater,Water Filtration System,Iron Filter,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Gas Dryer Hookup,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Finished,Full,Storage Space,Sump Basket,Sump Pump,Tile Shower,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 213.5
  • Dimensions: 15'3x14

Bedroom2

  • Level: Upper
  • Area: 190.8125
  • Dimensions: 17'9"x10'9"

Bedroom3

  • Level: Upper
  • Area: 130.4722
  • Dimensions: 12'10"x10'2"

Bedroom4

  • Level: Upper
  • Area: 1635.8333
  • Dimensions: 10'10"x15"1

Bedroom5

  • Level: Lower
  • Area: 290.8611
  • Dimensions: 23'7"x12'4"

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 206.7153
  • Dimensions: 24'1"x8'7"

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,878
  • Finished area above ground: 2,978

Flex Room

  • Level: Lower
  • Area: 565.625
  • Dimensions: 30'2"x18'9"

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,028
  • Total interior livable area: 4,856 sqft

Kitchen

  • Level: Main
  • Area: 301.7361
  • Dimensions: 22'11"x13'2"

Living Room

  • Level: Main
  • Area: 363.375
  • Dimensions: 25'6"x14'3"

Living Room

  • Level: Lower
  • Area: 1005.2778
  • Dimensions: 36'8"x27'5"

Mud Room

  • Level: Main
  • Area: 115.1875
  • Dimensions: 14'3"x8'1"

Office

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Other

  • Level: Lower
  • Area: 143.5417
  • Dimensions: 10'10"x13'3"

Sun Room

  • Level: Main
  • Area: 98.1667
  • Dimensions: 9'6"x10'4"

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 083022340020
  • Zoning description: Residential-Single Family
  • Foundation area: 2050

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Fencing: None
  • Waterfront features: Association Access,Dock

Lot

  • Lot size: 2.25 Acres
  • Features: Tree Coverage - Heavy
  • Lot size dimensions: 291 x 489 x 126 x 12 x 219 x 284

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Floor Drain,Garage,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Landslide
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$713$8,556
Property Taxes $1,312$15,744
Electricity $409$4,914
Total$9,765$117,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$334,800/yr
40% on housing$292,950/yr
45% on housing$260,400/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 55127$230
Ramsey County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 55127$215
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$1,450,000
2026-07-29Listed for sale$1,450,000
2018-05-04Sold$555,000
2018-03-01Listed for sale$599,900
2017-10-25Listing removed$2,775
2017-10-20Listing removed$599,000
2017-10-20Listed for rent$2,775
2017-09-25Price change$599,000
2017-08-02Price change$625,000
2017-06-28Price change$639,900
2017-04-20Listing removed$3,275
2017-04-20Listed for sale$650,000
2017-04-14Listed for rent$3,275
2015-11-11Listing removed$2,975
2015-11-07Listed for rent$2,975
2015-11-04Listing removed$599,900
2015-07-10Price change$599,900
2015-05-13Price change$649,900
2015-03-07Price change$699,999
2014-10-21Price change$729,900
2014-08-02Price change$749,900
2014-06-25Price change$775,000
2014-06-05Listed for sale$799,900
2004-08-12Sold$760,000
2000-09-14Sold$530,000

For Sale by Agent

AgentKatie Kurtz
BrokerageEngel & Volkers Minneapolis

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