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358 Sea Grove Way, Pt Saint Joe, FL, 32456

4beds
2baths
2,182sqft
$584,900
$268price/sqft
$4,107/moest. monthly cost
$164,280/yrincome needed

About This Home

Beautifully appointed 4-bedroom, 3-bath home (Kennedy floor plan) in the WindMark Beach North community, offered fully furnished and move-in ready. This coastal retreat features granite countertops, quality finishes throughout, and a private in-law suite with its own entrance, kitchen, laundry, and a Murphy bed, ideal for guests or maximizing rental income. Enjoy gorgeous sunset views over the Gulf from the back porch, plus the convenience of an outdoor shower--perfect after a day on the sand. The home is professionally decorated and has a strong short-term rental history, making it an excellent investment or second-home opportunity. Includes a ping pong table and a third refrigerator and deep freezer in the garage, as well as all the beach toys, including 2 kayaks, needed for a relaxing beach vacation! WindMark Beach North offers an exceptional lifestyle with two community pools (one heated), a playground, walking and biking trails, and scenic boardwalks leading directly to the beach. The community is golf cart-friendly with easy access to restaurants, entertainment, and year-round community activities. Whether you're searching for a primary residence, vacation getaway, or income-producing property, this home delivers the best of coastal living. 3D tour available.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
4/10
Port St. Joe High SchoolGrades 7-127.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Ice Maker

Bedroom

  • Level: First
  • Dimensions: 15 x 15

Bedroom

  • Level: First
  • Dimensions: 15 x 15

Bedroom

  • Level: First
  • Dimensions: 15 x 15

Bedroom

  • Level: First
  • Dimensions: 15 x 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,182
  • Total interior livable area: 2,182 sqft

Property

Details

  • Parcel number: 04229040R
  • On leased land: Yes
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: Electric Heat,In Ground,Community
  • Patio & porch: Covered,Patio
  • Exterior features: Outdoor Shower
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf

Lot

  • Lot size: 4,791 sqft
  • Features: Sprinkler System,Paved
  • Lot size dimensions: 50 x 95

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,957$35,484
Home Insurance *$256$3,072
Property Taxes $675$8,100
Electricity $219$2,635
Total$4,107$49,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,811/yr
40% on housing$123,210/yr
45% on housing$109,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$380
Gulf County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$584,900
2026-02-20Listed for sale$589,900
2025-10-21Listing removed$594,500
2025-08-13Price change$594,500
2025-06-02Price change$598,800
2025-04-16Price change$619,500
2025-02-27Listed for sale$635,000
2023-08-18Sold$534,203
2023-08-01Pending sale$534,203
2023-07-06Price change$534,203
2023-07-03Price change$604,203
2023-07-03Price change$554,203
2023-06-19Price change$549,203
2023-05-22Price change$564,203
2023-02-28Price change$597,252
2023-02-24Price change$592,252
2022-12-15Price change$590,095
2022-11-30Listed for sale$708,095

For Sale by Agent

AgentNicole Majors
BrokerageBeMajor Gulf Coast Realty LLC

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