20 Westervelt Pl #2, Jersey City, NJ, 07304
About This Home
Welcome to sophisticated Jersey City living, where timeless design meets modern luxury. Built in 2023 by premier builder M2M Development, this exceptional two story residence offers a private roof deck with gas and water connections, unobstructed Manhattan skyline views, and a dedicated assigned non tandem one car parking space, a rare and valuable amenity. Inside, designer finishes include red oak hardwood floors, matte black Andersen windows, West Elm lighting, and smart home wiring throughout. The chef inspired kitchen features Samsung appliances, custom cabinetry, and quartz waterfall countertops, while spa like bathrooms showcase floating vanities, glass enclosed showers, and floor to ceiling porcelain tile. The thoughtfully designed floor plan offers three spacious bedrooms on the 2nd floor blending style with everyday functionality. Enjoy the added benefit of approximately two years remaining on the tax abatement, expiring June 2028. Storage room on ground level. Ideally located just moments from Downtown Jersey City, McGinley Square, and Bergen Lafayette, you're close to neighborhood favorites including The Cottage, Bleu Coffee, Berry Lane Park, Liberty State Park, and Lincoln Park, offering the perfect balance of vibrant city living and neighborhood charm. Easy access to NYC, American Dream, On Route 3 plus so much more.
Getting Around
Very Walkable
Excellent Transit
BikeableSchools
Construction
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Hardwood
Property
Features
- Patio & porch: Terrace
- Waterfront features: None
Parking
- Total spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Coastal Flooding
- Cold Wave
- Heat Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,143 | $49,716 |
| Home Insurance * | $354 | $4,248 |
| Property Taxes | $1,065 | $12,780 |
| Electricity | $193 | $2,318 |
| Total | $5,755 | $69,060 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Price change | $799,000 |
| 2026-07-18 | Price change | $819,500 |
| 2026-07-14 | Listed for sale | $815,900 |
| 2023-02-09 | Listing removed | -- |
| 2022-11-30 | Listed for sale | $749,000 |
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