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26820 Peach Orchard Rd, Wagram, NC, 28396

4beds
3baths
2,571sqft
$474,635
$185price/sqft
$3,089/moest. monthly cost
$123,560/yrincome needed

About This Home

Discover this beautiful new construction home located in the amenity rich Deercroft community. This thoughtfully designed 4-bedroom, 2.5-bath residence offers a spacious open-concept layout with a split-bedroom floor plan for added privacy. The owner’s suite is privately situated on the left side of the home and features a luxurious en-suite bath complete with a large walk-in shower with overhead rain showerhead, dual vanities, a separate soaking tub, and walk-in closet. On the opposite side of the home, you’ll find three additional bedrooms, perfect for family or guests. A versatile flex room at the front of the home provides the ideal space for a home office, formal dining, or additional living area. The kitchen is designed for both function and style, featuring a large island with a farmhouse sink, stainless steel appliances, a convenient pot filler and pantry. The kitchen flows seamlessly into the great room, highlighted by an electric fireplace—perfect for entertaining or relaxing. Step outside to enjoy the oversized covered back porch offering the perfect setting for outdoor living year-round. Community Features Include: 18-hole golf course (membership not included in HOA), Community pool-tennis courts-playground ,clubhouse, expansive 92-acre private lake (electric boats only), beach area for recreation and relaxation and active community events. Don’t miss your opportunity to be part of this vibrant and amenity-filled community! Visit DeercroftHOA.org for more information. Christy Strickland with Atlantic Bay Mortgage is the preferred lender and offers additional incentives. 910-574-2105 NMLS #1112903 Note: Listing agent is related to the builder.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
Wagram PrimaryGrades PK-56.3 mi
4/10
Spring Hill MiddleGrades 6-86.9 mi
2/10
Scotland High SchoolGrades 9-1212.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Stone Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Tray Ceiling(s),Ceiling Fan(s),Den,Double Vanity,Eat-in Kitchen,Granite Counters,Garden Tub/Roman Tub,Kitchen Island,Kitchen/Dining Combo,Primary Downstairs,Open Concept,Pantry,Separate Shower,Walk-In Closet(s)
  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating

  • Heating features: Heat Pump

Interior Area

  • Total interior livable area: 2,571 sqft

Property

Details

  • Parcel number: 030433B12029
  • Special condition: Standard
  • Exclusions: Golf membership not included in HOA

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Covered,Front Porch,Porch
  • Exterior features: Playground,Porch,Tennis Court(s)
  • Living area range: 2401-2600

Lot

  • Lot size: 0.47 Acres
  • Features: 1/4 to 1/2 Acre Lot,Partially Cleared

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters in Scotland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,400$28,800
Home Insurance *$185$2,220
Property Taxes $265$3,180
Electricity $239$2,873
Total$3,089$37,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,908/yr
40% on housing$92,670/yr
45% on housing$82,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 28396$155
Scotland County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 28396$189
Scotland County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$474,635
2023-10-23Listing removed--
2022-11-30Listed for sale$440,900

New Construction

AgentFELICIA MCGARRY
BrokerageCENTURY 21 The Realty Group

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