613 Cove Cir, Sunrise Beach, MO, 65079
About This Home
Welcome to the ultimate lake getaway or PERFECT NIGHTLY RENTAL!! Located at the 13 MM, this stunning lakefront home sits on 100 feet of shoreline in a large, deep-water cove with a spacious dock envelope. Custom-built with entertainment in mind, the property provides ample space for family and guests and comes fully furnished. The home features two gourmet kitchens, each appointed with granite countertops and high-end finishes, making it well-suited for entertaining or extended stays. The bathrooms showcase tiled showers and modern design elements. The lower level is a crowd pleaser, featuring a pool table, shuffleboard, skee-ball, and a hot tub located just outside the door. Step down to the lower terrace and relax around the firepit. With just a few easy steps to the dock, you're always moments away from boating, swimming, or simply lounging waterside. The 5th bedroom is non-conforming, and a 6th bonus room offers space for sleeping, game room, workout room, etc. Whether you’re looking for a full-time residence, vacation home or investing in the perfect rental home, this property is ready for summer and waiting for you!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Architectural,Shingle
- Construction materials: Concrete,Synthetic Stucco,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Stove,Washer
Basement
- Has basement: Yes
- Basement: Full,Finished,Walk-Out Access
Bathroom
- Level: Main
Bathroom
- Level: Lower
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Lower
Features
- Ceiling Fan(s),Furnished,Fireplace,Hot Tub/Spa,Walk-In Closet(s),Walk-In Shower
- Number of fireplaces: 1
- Fireplace features: One
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,470
- Total interior livable area: 3,470 sqft
Kitchen
- Level: Main
Laundry
- Level: Lower
Living Room
- Level: Main
Other
- Level: Lower
Other
- Level: Main
Storage Room
- Level: Lower
Property
Accessibility
- Accessibility features: Low Threshold Shower
Details
- Parcel number: 08200310000000004003
- Zoning description: Residential
- Exclusions: Personal Items
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Open
- Exterior features: Concrete Driveway,Deck
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Cove,Lake Front
Lot
- Features: Lake Front,Sloped,Views
- Lot size dimensions: 159 x 164 x 100 x 164
Parking
- Total spaces: 3
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Landslide
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,320 | $75,840 |
| Home Insurance * | $766 | $9,192 |
| Property Taxes | $479 | $5,748 |
| Electricity | $264 | $3,179 |
| Total | $7,829 | $93,948 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-12 | Price change | $1,250,000 |
| 2025-11-04 | Price change | $1,275,000 |
| 2025-05-01 | Price change | $1,299,900 |
| 2025-04-10 | Listed for sale | $1,375,000 |
| 2023-10-31 | Sold | -- |
| 2023-10-04 | Contingent | $1,250,000 |
| 2023-10-03 | Pending sale | $1,250,000 |
| 2023-03-13 | Listing removed | $1,195,000 |
| 2022-11-25 | Listed for sale | $1,195,000 |
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