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146 W Side Ave, Jersey City, NJ, 07305

3beds
3baths
--sqft
$579,000
--price/sqft
$4,139/moest. monthly cost
$165,560/yrincome needed

About This Home

Investment/development opportunity on West Side Ave! Currently classified 2S-B-C-1U-Nh, this property comes with architectural drawings proposing conversion to a 2-family (plans available upon request). Prime West Side Avenue corridor near shopping, dining, schools, and transit. Sold strictly AS-IS. Buyer is responsible for all City approvals/permits, etc

Getting Around

76
WalkingVery Walkable
66
TransitGood Transit
63
BikeBikeable

Schools

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Row House
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Window Unit(s)

Property

Details

  • Exclusions: Owners Belongings

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$267$3,204
Property Taxes $752$9,024
Electricity $193$2,318
Total$4,139$49,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,908/yr
40% on housing$124,170/yr
45% on housing$110,373/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07305$368
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07305$388
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$579,000
2026-02-27Listing removed$579,000
2025-11-20Listed for sale$579,000
2023-08-22Listing removed--
2023-05-05Listed for sale$519,000
2023-04-14Listing removed--
2022-12-05Listing removed$599,999
2022-11-24Listed for sale$599,999

For Sale by Agent

AgentJESSE KELLEY
BrokerageKELLER WILLIAMS CITY LIFE REALTY

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