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2380 S Main St, Charleston, MO, 63834

0beds
1baths
1,452sqft
$84,000
$58price/sqft
$777/moest. monthly cost
$31,080/yrincome needed

About This Home

Retail building with great visibility on Hwy 105. Over 1400 square feet of space. 2 offices, approximately 1000 square feet of open floor space. Half bath and additional area in back for offices or work area. Would be great office building, antique store or speciality shop. Lot is large enough for additional expansion. Just south of Boomland.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
Charleston Middle SchoolGrades 4-60.3 mi
5/10
Charleston High SchoolGrades 7-121.0 mi

Construction

Condition

  • Year built: 1991

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,452
  • Total interior livable area: 1,452 sqft

Property

Features

  • Pool features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $424$5,088
Home Insurance *$159$1,908
Property Taxes $53$636
Electricity $141$1,693
Total$777$9,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,640/yr
40% on housing$23,310/yr
45% on housing$20,720/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 63834$61
Mississippi County$72

vs Homes Sold Last Month

Median $/sqft

ZIP 63834
Mississippi County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-09Price change$84,000
2024-10-05Listed for sale$89,000
2023-06-09Listing removed--
2023-06-05Listed for sale$90,000
2023-05-30Listing removed--
2022-11-23Listed for sale$90,000

For Sale by Agent

AgentChuck Davis
BrokerageChuck Davis Realty

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