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200 Indian Harbor Rd, Vero Beach, FL, 32963

4beds
7baths
5,887sqft
$13,995,000
$2,377price/sqft
$112,078/moest. monthly cost
$4,483,120/yrincome needed

About This Home

A rare opportunity in John’s Island: This custom Croom Construction home, designed by Harry Howel, is the only new build currently available. Positioned on a scenic half-acre surrounded by water, it offers expansive views down the 18th fairway of the North Course. Now nearing completion, buyers can skip the early construction stages and personalize the final interior and exterior finishes to their taste. Unmatched location, luxury, and convenience—right in the heart of JI.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
7/10
Gifford Middle SchoolGrades 6-83.3 mi
5/10
Vero Beach High SchoolGrades 9-126.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Range,Washer
  • Laundry features: Common Area,Laundry Room,Laundry Tub

Bedroom

  • Dimensions: 19x16

Bedroom

  • Dimensions: 15x11

Bedroom

  • Dimensions: 13x13

Bedroom

  • Dimensions: 13x15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Den

  • Dimensions: 15x15

Family Room

  • Dimensions: 19x19

Features

  • Closet Cabinetry,Crown Molding,High Ceilings,Kitchen Island,Primary Downstairs,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: None
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Multiple Heating Units
  • Cooling features: 3+ Units

Interior Area

  • Total interior livable area: 5,887 sqft

Kitchen

  • Dimensions: 13x24

Living Room

  • Dimensions: 27x27

Screened Porch

  • Dimensions: 23x18

Property

Details

  • Parcel number: 32390100002000000384.0
  • Zoning: ,

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Pool,Private
  • Patio & porch: Covered,Porch
  • Exterior features: Built-in Barbecue,Barbecue,Sprinkler/Irrigation,Porch
  • Has spa: Yes
  • Spa features: Hot Tub
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Pond
  • Living area range: 4501-5000

Lot

  • Lot size: 0.50 Acres
  • Features: Corner Lot,1/2 to 1 Acre Lot
  • Lot size dimensions: .5

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $70,766$849,192
Home Insurance *$26,760$321,120
Property Taxes $13,960$167,520
Electricity $592$7,109
Total$112,078$1,344,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$3,842,674/yr
40% on housing$3,362,340/yr
45% on housing$2,988,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,377This listing

vs Other Active Listings

Avg $/sqft

ZIP 32963$986
Indian River County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32963$471
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$13,995,000
2026-03-01Price change$12,995,000
2025-10-08Price change$12,485,000
2025-01-23Price change$11,900,000
2024-11-21Listed for sale$10,900,000
2024-11-07Contingent$10,900,000
2023-03-08Listed for sale$10,900,000
2023-02-22Sold$4,492,400
2022-12-08Pending sale$4,500,000
2022-12-08Listing removed--
2022-11-22Pending sale$4,500,000

New Construction

AgentMichael T Merrill
BrokerageDouglas Elliman Florida LLC

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