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20 Longridge Ln, Ormond Beach, FL, 32174

3beds
3baths
2,137sqft
$399,000
$187price/sqft
$2,908/moest. monthly cost
$116,320/yrincome needed

About This Home

Luxury townhome in the highly sought-after gated community of Plantation Bay! This beautifully designed 3-bedroom, 3-bath residence, built in 2022, offers 2,137 sq. ft. of modern low-maintenance living with upscale finishes throughout. The open-concept floor plan features natural light, a spacious kitchen, large center island, top-of-the-line stainless steel GE appliances, and generous cabinetry. Beautiful first-floor bedroom and full bath, upstairs bedrooms each offer private bath access and has a lounge area or flex space. Peaceful preserve views from the screened rear porch and peek of nearby lake. Includes a 2-car garage, lawn maintenance, and 24-hour gated security. Optional membership amenities in Plantation Bay include championship golf, clubhouse, resort-style pool, fitness center, tennis, pickleball, basketball courts, and playgrounds--offering the perfect blend of luxury, convenience, and resort-style Florida living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Bunnell Elementary SchoolGrades PK-57.8 mi
4/10
4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2022

Materials

  • Foundation: Block,Slab
  • Roof: Shingle

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Electric Water Heater,Electric Range,Electric Oven,Disposal,Dishwasher
  • Laundry features: Lower Level

Bathroom2

  • Level: Main
  • Area: 113.75
  • Dimensions: 9.10 x 12.50

Bedroom1

  • Level: Main
  • Area: 195
  • Dimensions: 13.00 x 15.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Upper
  • Area: 340
  • Dimensions: 20.00 x 17.00

Dining Room

  • Level: Main
  • Area: 171.6
  • Dimensions: 13.00 x 13.20

Features

  • Breakfast Bar,Kitchen Island,Pantry,Primary Bathroom - Shower No Tub,Primary Downstairs
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,137 sqft

Kitchen

  • Level: Main
  • Area: 221.97
  • Dimensions: 14.70 x 15.10

Living Room

  • Level: Main
  • Area: 212.652
  • Dimensions: 16.11 x 13.20

Property

Details

  • Parcel number: 09133151202AF130460
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Screened
  • Has view: Yes
  • View description: Pond,Protected Preserve,Trees/Woods
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 3,960

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$391$4,692
Property Taxes $285$3,420
Electricity $215$2,580
Total$2,908$34,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,702/yr
40% on housing$87,240/yr
45% on housing$77,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 32174$158
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32174$197
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$430,000
2026-04-24Listing removed$430,000
2025-12-08Price change$430,000
2025-11-03Listed for sale$454,500
2023-02-09Sold$491,392
2022-11-22Pending sale$491,392
2022-11-22Listed for sale$491,392

For Sale by Agent

AgentPatricia Morris
BrokerageKeller Williams Realty Florida Partners

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