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440 W 2nd St, Durant, OK, 74701

3beds
2baths
1,341sqft
$299,000
$223price/sqft
$2,122/moest. monthly cost
$84,880/yrincome needed

About This Home

Located in the desirable Silo School District and just minutes from the school and baseball fields, this beautiful 3 bedroom, 2 bathroom home offers comfort, character, and energy efficiency. The shaded lot features mature trees, fresh landscaping, cedar accents, a concrete driveway, and a spacious fenced backyard. Fully paid off solar panels help keep utility costs low while adding long term value. Inside, you'll find an open and functional floor plan highlighted by a beautiful brick fireplace, new flooring, fresh interior paint, two new windows, and abundant natural light. The kitchen is a standout with quartzite countertops, stained wood cabinetry, a contrasting island, and plenty of workspace for everyday living and entertaining. Recent improvements include new flooring, fresh paint throughout much of the home, two new windows, and the seller is currently in the process of adding a new carport for additional covered parking as well. With major updates already completed and the solar panels fully paid off, this move in ready home offers an excellent opportunity in one of Durant's most sought after school districts.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Silo Elementary SchoolGrades PK-50.2 mi
6/10
Silo Middle SchoolGrades 6-80.2 mi
5/10
Silo High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: HardiPlank Type,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven,Range
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Quartz Counters,Stone Counters,Vaulted Ceiling(s),Electric Oven Connection,Electric Range Connection
  • Window features: Vinyl
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,341
  • Total interior livable area: 1,341 sqft

Property

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Rain Gutters
  • Fencing: Privacy

Lot

  • Lot size: 0.46 Acres
  • Features: Mature Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Hail
Heat Wave
Lightning
Wildfire
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Bryan County and Oklahoma

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance $323$3,876
Property Taxes $144$1,728
Electricity $144$1,732
Total$2,122$25,464

Income You'd Need if You Spent...

35% on housing$72,754/yr
40% on housing$63,660/yr
45% on housing$56,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 74701$131
Bryan County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 74701$154
Bryan County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-30Listed for sale$299,000
2026-03-17Sold$282,300
2026-03-01Pending sale$282,300
2026-03-01Listed for sale$282,300
2025-10-09Listing removed$269,000
2025-04-11Listed for sale$269,000
2023-01-31Sold$235,000
2022-12-08Pending sale$235,000
2022-11-19Listed for sale$235,000

For Sale by Agent

AgentClay Cecil
BrokerageEpique Realty

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