See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

684 Union Cemetery Rd SW, Concord, NC, 28027

3beds
2baths
1,332sqft
$325,000
$244price/sqft
$2,184/moest. monthly cost
$87,360/yrincome needed

About This Home

Welcome home to this beautifully designed ranch situated on nearly a quarter-acre lot! Minutes from downtown Concord & Speedway. Offering 3 bedrooms, 2 bathrooms, front and back porch, and a 1-car garage, this home combines comfort, style, and functionality. Spacious ranch home with open floorplan, a vaulted living room ceiling & spacious primary suite offering with trey ceiling and generous closet, & dual vanity. Gourmet kitchen, with farm styled kitchen sink, and sleek black Delta plumbing fixtures includes walk-in pantry, and dedicated laundry room. Quality finishes throughout include luxury vinyl plank flooring. Don't miss this opportunity to own this beauty.

Getting Around

27
WalkingCar-Dependent
20
TransitMinimal Transit
22
BikeSomewhat Bikeable

Schools

5/10
Wolf Meadow ElementaryGrades K-52.0 mi
5/10
J N Fries Middle SchoolGrades 6-81.1 mi
6/10
West Cabarrus HighGrades 9-123.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Aluminum,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bathroom Full

  • Features: Garden Tub
  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Open Floorplan,Pantry
  • Door features: Storm Door(s)
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,332

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,332
  • Total interior livable area: 1,332 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Open Floorplan,Vaulted Ceiling(s)
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 55295765100000
  • Zoning: RV
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 0.23 Acres
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$98$1,176
Property Taxes $243$2,916
Electricity $200$2,405
Total$2,184$26,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,880/yr
40% on housing$65,520/yr
45% on housing$58,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 28027$184
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28027$205
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$325,000
2026-06-13Listing removed$325,000
2026-06-12Listed for sale$325,000
2023-04-06Sold$295,000
2023-03-06Pending sale$299,999
2023-02-27Price change$299,999
2023-01-30Price change$313,998
2023-01-22Price change$314,999
2022-11-17Listed for sale$325,000

For Sale by Agent

AgentAlicia Patton
BrokeragePatton Real Estate Professionals LLC

Similar Homes