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20545 Hartman Ave, Elkhorn, NE, 68022

5beds
5baths
3,969sqft
$850,000
$214price/sqft
$6,224/moest. monthly cost
$248,960/yrincome needed

About This Home

Better-than-new in Calarosa! This stunning 5-bedroom, 5-bath custom 2-story has been meticulously maintained and is designed to impress at every turn. The main level welcomes you with soaring ceilings, abundant natural light, wood flooring, designer wall accents, custom blinds, a private office, & a striking floor-to-ceiling stone fireplace. The chef's kitchen is a true centerpiece, featuring a 5-burner gas cooktop, farmhouse sink, walk-in pantry, bonus beverage cooler, & plenty of cabinetry. Upstairs, you'll find four spacious bedrooms along with the convenience of an upper-level laundry. The luxurious primary suite includes double sinks, a tile shower, & a custom walk-in closet. The finished lower level extends your living space with a 5th bedroom & bath, an oversized rec room, and an entertainer's dream wet bar, complete with two wine fridges, a dishwasher, and a microwave. Relax on the covered patio overlooking the open, flat backyard, ready for your favorite outdoor activities.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
9/10
Elkhorn High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Stone,Masonite

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier,Refrigerator,Dishwasher,Disposal,Microwave,Cooktop
  • Laundry features: Ceramic Tile Floor,Window Covering,9'+ Ceiling

Basement

  • Area: 1294

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress,Partially Finished

Bedroom2

  • Features: Wall/Wall Carpeting, Window Covering, Ceiling Fan(s), Walk-In Closet(s)
  • Level: Second
  • Area: 143.78

Bedroom3

  • Features: Wall/Wall Carpeting, Window Covering, 9'+ Ceiling, Ceiling Fan(s), Walk-In Closet(s)
  • Level: Second
  • Area: 133.08

Bedroom4

  • Features: Wall/Wall Carpeting, Window Covering, Ceiling Fan(s)
  • Level: Second
  • Area: 122.9881

Bedroom5

  • Features: Wall/Wall Carpeting, Ceiling Fan(s), Walk-In Closet(s), Egress Window
  • Level: Basement
  • Area: 144.17

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 1
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Wet Bar,Jack and Jill Bath,Pantry
  • Door features: Sliding Doors
  • Window features: LL Daylight Windows,Window Coverings
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Direct-Vent Gas Fire
  • Fireplace: Yes
  • Finished area below ground: 1,154
  • Finished area above ground: 2,815

Great Room

  • Features: Window Covering, Fireplace, 9'+ Ceiling, Ceiling Fans, Luxury Vinyl Plank
  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,969
  • Total interior livable area: 3,969 sqft

Kitchen

  • Features: 9'+ Ceiling, Dining Area, Pantry, Luxury Vinyl Plank
  • Level: Main
  • Area: 274.1542

Master Bathroom

  • Features: 3/4, Double Sinks

Master Bedroom

  • Features: Wall/Wall Carpeting, Window Covering, Walk-In Closet(s)
  • Level: Second
  • Area: 208.7704

Office

  • Features: Window Covering, 9'+ Ceiling, Luxury Vinyl Plank
  • Level: Main
  • Area: 122.4342

Property

Details

  • Parcel number: 2403230172
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Patio & porch: Porch,Patio,Covered Patio
  • Exterior features: Sprinkler System
  • Fencing: Partial,Iron

Lot

  • Lot size: 0.26 Acres
  • Features: Over 1/4 up to 1/2 Acre,Subdivided,Public Sidewalk
  • Lot size dimensions: 111 x 130 x 61.72 x 130

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance $534$6,408
Property Taxes $1,147$13,764
Electricity $245$2,940
Total$6,224$74,688

Income You'd Need if You Spent...

35% on housing$213,394/yr
40% on housing$186,720/yr
45% on housing$165,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 68022$211
Douglas County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 68022$194
Douglas County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-24Listed for sale$889,000
2023-04-20Sold$825,000
2023-03-20Pending sale$859,900
2023-02-06Price change$859,900
2022-11-16Listed for sale$869,500

For Sale by Agent

AgentAndrea Critser, BHHS Ambassador Real Estate, Deb Cizek, BHHS Ambassador Real Estate
BrokerageBHHS Ambassador Real Estate

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