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2811 Blue Water Hwy, Freeport, TX, 77541

3beds
2baths
1,100sqft
$389,900
$354price/sqft
$2,979/moest. monthly cost
$119,160/yrincome needed

About This Home

Step into this coastal oasis with stunning bay views and beach access directly across the street. Enjoy the calming beach view from the comfort of your home with durable new LVP flooring throughout. This property offers great rental income opportunities with its spacious open floorplan. Live the beach life you've always dreamed of in this inviting retreat.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
4/10
Brazosport High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Vinyl Siding

Other

  • Builder name: Howard Street Condos

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Features: Breakfast Bar,Pantry

Property

Details

  • Parcel number: 84030000002

Features

  • Stories: 1
  • Has view: Yes
  • View description: Bay,Beach,Gulf View,Water
  • Has water view: Yes
  • Water view: Bay,Gulf,Water
  • On waterfront: Yes
  • Waterfront features: Bay Front

Lot

  • Lot size: 0.27 Acres
  • Features: Cleared,1/4 Up to 1/2 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$221$2,652
Property Taxes $549$6,588
Electricity $238$2,859
Total$2,979$35,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,137/yr
40% on housing$89,370/yr
45% on housing$79,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 77541$163
Brazoria County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 77541$176
Brazoria County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$389,900

For Sale by Agent

AgentLori King
BrokerageHomeSmart

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