See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

204-20 45th Dr, Bayside, NY, 11361

2beds
2baths
1,600sqft
$868,000
$543price/sqft
$5,368/moest. monthly cost
$214,720/yrincome needed

About This Home

Welcome to this charming and well-maintained home nestled in the highly desirable Auburndale/Bayside neighborhood. This bright residence offers a functional layout with spacious living areas, an eat-in kitchen, hardwood floors, and a full walk-out basement providing additional storage or flexible space. Enjoy the convenience of a private backyard, driveway parking, and a peaceful residential setting. Perfectly situated near the LIRR, Q12 bus, shopping, restaurants, parks, and everyday conveniences, this home offers an easy commute to Manhattan while maintaining the comfort of suburban living. Located in sought-after School District 26, this property presents an excellent opportunity for homeowners and investors alike. Don’t miss this rare chance to own in one of Bayside’s most desirable neighborhoods.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

10/10
Ps 162 John GoldenGrades PK-50.5 mi
9/10
Ms 158 Marie CurieGrades 6-80.3 mi
5/10
Francis Lewis High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1945

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,389$52,668
Home Insurance *$173$2,076
Property Taxes $542$6,504
Electricity $264$3,172
Total$5,368$64,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,045/yr
40% on housing$161,040/yr
45% on housing$143,146/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$543This listing

vs Other Active Listings

Avg $/sqft

ZIP 11361$575
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11361$680
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$868,000
2022-11-10Listed for rent$2,800

For Sale by Agent

AgentLydia Li
BrokerageE Realty International Corp

Similar Homes