




5586 White Pine Dr #20, Pequot Lakes, MN, 56472
About This Home
Single family open floorplan, 4 beds/4 bath. PRISTINE lake views of Middle Cullen. Home features two fireplaces, wet bar, screen porch off owner's suite, and an expansive rear deck overlooking lake. Dreamy, shared amenities include, sandy beach, docks, boat slips, indoor pool, kayaks, water toys, firepits at each unit, and 20 acres of shared green space. Upgrades in 2023 to include: All carpet/upgraded pad LVP flooring Interior freshly painted Bali blackout cellular blinds installed Exterior of home was re-stained 2024 Honeywell remote system installed in 2024 to control while away. Home is turnkey and ready to be enjoyed. Ask agent for supplement list for personal items for sale.
Getting Around
Schools
Construction
Condition
- Year built: 2007
Materials
- Roof: Asphalt
Type & Style
- Home type: Townhouse
- Property subType: (TH) Detached
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Egress Window(s),Finished,Full,Walk-Out Access
Bedroom
- Level: Main
- Area: 186
- Dimensions: 12x15.5
Bedroom2
- Level: Upper
- Area: 234
- Dimensions: 13x18
Bedroom3
- Level: Lower
- Area: 152.25
- Dimensions: 10.5x14.5
Bedroom4
- Level: Lower
- Area: 121
- Dimensions: 11x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 175
- Dimensions: 14x12.5
Family Room
- Level: Upper
- Area: 391.5
- Dimensions: 13.5x29
Features
- Number of fireplaces: 2
- Fireplace features: Gas,Stone
- Finished area below ground: 1,200
- Finished area above ground: 2,144
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,344
- Total interior livable area: 3,344 sqft
Kitchen
- Level: Main
- Area: 189
- Dimensions: 14x13.5
Living Room
- Level: Main
- Area: 240
- Dimensions: 15x16
Loft
- Level: Upper
- Area: 57
- Dimensions: 10x5.7
Recreation Room
- Level: Lower
- Area: 532
- Dimensions: 14x38
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 296080010200009
- Zoning description: Residential-Single Family
- Foundation area: 1200
Features
- Levels: One and One Half
- Stories: 1
- Private pool: Yes
- Pool features: Indoor,Shared
- Has view: Yes
- View description: Lake,Panoramic
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Hard,Sand)
Lot
- Lot size: 3,049 sqft
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Hail
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Crow Wing County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,130 | $37,560 |
| Home Insurance * | $256 | $3,072 |
| Property Taxes | $371 | $4,452 |
| Electricity | $282 | $3,384 |
| Total | $4,039 | $48,468 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-14 | Listed for sale | $639,999 |
| 2025-11-09 | Listing removed | $669,900 |
| 2025-02-22 | Listed for sale | $669,900 |
| 2024-06-09 | Listing removed | $649,999 |
| 2024-05-02 | Listed for sale | $649,999 |
| 2022-12-09 | Sold | $575,000 |
| 2022-11-13 | Pending sale | $585,000 |
| 2022-11-08 | Listed for sale | $585,000 |
