




511 Whistling Duck Trl, Saint Cloud, FL, 34771
About This Home
Some homes have a backyard. This one has a lifestyle. Tucked inside a sought-after St. Cloud community just minutes from Lake Nona and Medical City, this stunning 4-bedroom, 3-bathroom home sits on a premium lot with serene water views, no rear neighbors, and a generously sized yard that delivers the privacy and breathing room nearly impossible to find in today's Central Florida market. Step outside onto the extended covered patio, a true outdoor living room with upgraded concrete flooring and a full roof covering where weekends mean hosting, unwinding, and watching the sun set over the water from your own backyard. Inside, the upgrades continue throughout, with an open-concept kitchen featuring quartz countertops that flows effortlessly into the main living and dining spaces, the kind of layout where family life just works, whether it's a quiet Tuesday night or a house full of guests. Upstairs, a sunlit loft opens up endless possibilities as a playroom, media room, or creative retreat, while the primary suite serves as a genuine sanctuary with a generous walk-in closet and double-vanity en suite bath. Three additional well-sized bedrooms provide comfortable space for everyone under the roof. Built with energy-efficient construction that keeps utility costs low year-round, residents enjoy a community pool, cabana, park, and tot lot just steps away — all within minutes of the dining, retail, and major employment centers along the Narcoossee Road corridor. Homes with this view, this yard, and these upgrades in St. Cloud don't come along often, this is the one.
Getting Around
Schools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Cement Siding,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Solar Hot Water Rented
- Laundry features: Inside
Bedroom2
- Features: Built-in Closet
- Level: Second
Bedroom3
- Features: Built-in Closet
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Kitchen/Family Room Combo
- Flooring: Tile
Great Room
- Level: First
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,888
- Total interior livable area: 2,328 sqft
Kitchen
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
Property
Details
- Parcel number: 282531503700010300
- Zoning: RES
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Irrigation System
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 7,282 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Wildfire
- Hurricane
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,174 | $26,088 |
| Home Insurance * | $242 | $2,904 |
| Property Taxes | $307 | $3,684 |
| Electricity | $234 | $2,811 |
| Total | $2,957 | $35,484 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $430,000 |
| 2026-03-28 | Price change | $440,000 |
| 2026-03-11 | Listed for sale | $450,000 |
| 2023-06-29 | Sold | $455,640 |
| 2023-04-19 | Pending sale | $469,640 |
| 2023-02-07 | Price change | $469,640 |
| 2022-11-18 | Listed for sale | $469,560 |
