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2606 Gulf Beach Hwy, Pensacola, FL, 32507

2beds
2baths
1,440sqft
$265,000
$184price/sqft
$2,449/moest. monthly cost
$97,960/yrincome needed

About This Home

Built in 2023, this two-bedroom, two-bath cottage in west Pensacola offers the rare combination of new construction quality with an established, convenient location. The 1,440-square-foot home includes vinyl plank flooring throughout, laminate countertops, and a functional, single-level layout. All major components, including the roof, water heater, and appliances, are original to construction, offering a property with minimal near-term maintenance needs. The backyard is fully fenced on a lot of approximately 0.16 acres, providing a private outdoor space suitable for pets, gardening, or general use. The home does not include a garage, but does have a storage shed and off-street paved parking is available on site and hidden behind a privacy fence. With no HOA and convenient access to both the front and back gates of NAS Pensacola, white-sand beaches, and downtown Pensacola, this home could be the perfect starter home or an easy addition to an investor’s rental portfolio. This home is currently occupied, so an appointment is required for all showings. Contact the listing agent or your own agent today to schedule a time to view the property in person.

Getting Around

36
WalkingCar-Dependent
19
TransitMinimal Transit
46
BikeSomewhat Bikeable

Schools

2/10
5/10
3/10
Escambia High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Microwave
  • Laundry features: W/D Hookups

Bathroom

  • Level: First
  • Area: 97.5

Bedroom

  • Level: First
  • Area: 175.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: First
  • Area: 182.25

Master Bedroom

  • Level: First
  • Area: 182.25

Property

Details

  • Parcel number: 352s311000013056
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Back Yard

Lot

  • Lot size: 6,969 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$625$7,500
Property Taxes $288$3,456
Electricity $197$2,366
Total$2,449$29,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,965/yr
40% on housing$73,470/yr
45% on housing$65,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 32507$273
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32507$193
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$265,000
2023-07-07Sold$245,000
2023-07-06Pending sale$254,999
2023-06-10Contingent$254,999
2023-06-10Pending sale$254,999
2023-04-14Price change$254,999
2023-02-23Price change$274,999
2022-11-04Listed for sale$279,000
2022-05-12Sold$10,000

For Sale by Agent

AgentJonathan Reinsch
BrokerageRealty Pro Group LLC

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