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29224 Us Highway 70, Tinnie, NM, 88351

2beds
2baths
2,123sqft
$399,000
$188price/sqft
$2,504/moest. monthly cost
$100,160/yrincome needed

About This Home

Modern Southwest Sanctuary in the Heart of Hondo Valley! Skip the maintenance of an older homestead and step into this stunning custom residence. Situated on a private 1.02-acre lot, this Southwest Territorial-style home perfectly blends modern efficiency with regional charm. The main level features a bright, open floor plan with 3 spacious bedrooms and 2 full baths. High-end finishes abound, including a brand-new HVAC system (2024), a newer well pump (2025), and a septic system installed in 2023. Enjoy cozy evenings by the fireplaces or take in the panoramic mountain views from the expansive covered portals. Bonus Potential: The property includes a detached exterior buildingideal for a studio, workshop, or conversion into a mother-in-law suite. An additional basement area offers incredible potential for a 3rd bedroom or a hobby space. All appliances convey, making this a truly turn-key opportunity. Located at Mile Marker 292, you are perfectly positioned between the amenities of Ruidoso and Roswell. USDA Eligible!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Hondo Elementary SchoolGrades PK-66.0 mi
7/10
Hondo High SchoolGrades 7-126.0 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Pitched
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Territorial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Fireplace,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,123
  • Total interior livable area: 2,123 sqft

Property

Details

  • Parcel number: 4102063096289

Features

  • Patio & porch: Covered,Patio Covered
  • Exterior features: Covered
  • Has spa: Yes
  • Topography of land: Wire

Lot

  • Lot size: 1.02 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$158$1,896
Property Taxes $179$2,148
Electricity $150$1,811
Total$2,504$30,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,851/yr
40% on housing$75,120/yr
45% on housing$66,773/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 88351
Lincoln County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 88351$222
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Price change$399,000
2026-05-10Listed for sale$449,000
2026-02-27Listing removed$479,000
2025-12-15Price change$479,000
2025-03-21Listed for sale$499,500

For Sale by Agent

AgentLisbet Vazquez
BrokerageKeller Williams Roswell

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