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1508 12th St, Benton City, WA, 99320

3beds
2baths
1,137sqft
$369,000
$325price/sqft
$2,117/moest. monthly cost
$84,680/yrincome needed

About This Home

MLS# 292248 Introducing The Birch Plan, a modern new home built in 2023 by Ambience Homes, located in one of Benton City’s fastest growing neighborhoods. This property offers modern living with quick access to local amenities and the freeway, all without the constraints of an HOA. The pride of ownership is evident in every detail, featuring a large side lot perfect for adding an RV gate, a new wood fence for enhanced privacy, a retaining wall for added dimension, and drip lines for efficient watering of the professional landscaping. Enjoy outdoor living with a huge pergola ideal for entertaining, alongside upgraded new appliances and quartz countertops that blend style with functionality. With three spacious bedrooms, two well-appointed baths, and a large two-car garage, this home is perfect and ready for you to move in. Don’t miss this incredible value—come take a look today and envision your future in this beautiful home!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
3/10

Construction

Condition

  • Property condition: Existing Construction (Not New)
  • Year built: 2023

Materials

  • Roof: Comp Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Microwave,Range/Oven,Refrigerator,Washer,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Vinyl
  • Fireplace features: FP - "0" Clear
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,137
  • Total interior livable area: 1,137 sqft

Property

Details

  • Parcel number: 107972080000007
  • Zoning description: Residential

Features

  • Levels: 1 Story
  • Stories: 1
  • Patio & porch: Patio/Covered
  • Exterior features: Irrigation
  • Fencing: Fenced

Lot

  • Lot size: 7,840 sqft
  • Features: Located in City Limits

Parking

  • Total spaces: 2
  • Parking features: 2 car,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Winter Weather
Cold Wave
Earthquake
Ice Storm

FEMA Declared Disasters in Benton County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$98$1,176
Property Taxes $5$60
Electricity $149$1,793
Total$2,117$25,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,582/yr
40% on housing$63,510/yr
45% on housing$56,453/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 99320$193
Benton County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 99320$299
Benton County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$369,000
2026-04-19Listed for sale$379,500
2023-08-18Sold$326,701
2023-03-03Pending sale$304,900

For Sale by Agent

AgentKristine Connolly
BrokerageColdwell Banker Tomlinson

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