See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

732 Lancaster Hwy, Lancaster, TN, 38569

3beds
2baths
4,200sqft
$249,000
$59price/sqft
$1,845/moest. monthly cost
$73,800/yrincome needed

About This Home

The property is nestled in beautiful Lancaster valley between Gordonsville and Center Hill Lake, less than an hour on I-40, east of Nashville BNA airport. Minutes to Edgar Evans State Park, Center Hill lake and Caney Fork river canoeing, kayaking and fishing. 4260 sq/ft. All brick construction on a one acre+ lot. Seperate entrance to downstairs, wheelchair lift from foyer to fellowship hall, wheelchair ramp to front porch. Central heat and air, city water, septic all in good working order. Circular paved driveway and storage outbuilding. Lots of room to expand, add a parsonage or separate home or income property. This is a turnkey church, event center, daycare, etc. Upstairs features a large unobstructed space with vaulted ceilings, solid oak pews and solid oak floors and original leaded stained glass and 2 restrooms. Downstairs features a large fellowship hall/great room, 3 Sunday school rooms/bedrooms and kitchen.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
6/10
Gordonsville High SchoolGrades 7-125.0 mi
7/10

Construction

Type & Style

  • Home type: Unknown

Interior

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • 1/2 bathrooms: 2

Interior Area

  • Total interior livable area: 4,200 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance $156$1,872
Property Taxes $89$1,068
Electricity $341$4,095
Total$1,845$22,140

Income You'd Need if You Spent...

35% on housing$63,257/yr
40% on housing$55,350/yr
45% on housing$49,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 38569$185
Smith County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 38569
Smith County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-13Price change$249,000
2026-05-12Listed for sale$239,000
2026-03-17Listing removed$249,000
2025-12-05Price change$249,000
2025-08-10Price change$295,000
2025-06-03Price change$329,000
2025-05-15Price change$395,000
2025-05-06Price change$375,000
2025-04-15Listed for sale$349,000
2024-11-20Sold$180,000
2024-11-20Pending sale$209,900
2024-11-09Contingent$209,900
2024-11-06Listed for sale$209,900
2024-09-12Listing removed$279,900
2024-09-09Contingent$279,900
2024-05-06Listed for sale$279,900
2024-04-01Listing removed--
2024-02-26Price change$299,900
2023-09-11Listed for sale$349,900
2023-09-11Listing removed--
2023-06-24Price change$349,900
2023-04-03Listed for sale$299,900
2023-03-09Sold$139,000
2022-12-14Pending sale$137,500
2022-11-01Listed for sale$137,500

For Sale by Owner

AgentProperty Owner

Similar Homes