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10512 146th Avenue NE, Lake Stevens, WA, 98258

4beds
4baths
3,664sqft
$1,219,900
$333price/sqft
$7,366/moest. monthly cost
$294,640/yrincome needed

About This Home

NEW Price for your New Home! Flexible living options - Secondary kitchen, two primary bedrooms, and second washer/dryer hookups in lower level living space! New construction without the wait! Built in 2022, this 3664 sq ft custom home delivers a private 1+ acre w/ nature views in Lake Stevens with tons of parking in 3 car garage plus 2 gravel drives for access and extra parking. This custom estate gives you breathing room in a mature setting, and peace of mind with 2 years left on a transferable builder warranty. The home was engineered for work/life flexibility and versatility, featuring a lower-level space with its own kitchen, 2nd primary bedroom, and 2nd washer/dryer hookups that are ideal for guest suite or private work from home space. Upgrades includes EV hookups and generator wiring in the 3-car garage, alongside a secondary driveway that provides direct backyard access. Perfect for boat, RV, or trailer, the lot accommodates heavy parking needs and outdoor gatherings that standard subdivision layouts simply cannot attempt. Inside, vaulted ceilings, master-crafted millwork, and upgraded open floor plan from kitchen flowing into the great room make this an entertainer's dream without the delays or extra costs of building from scratch. Seclusion, expansion, and lifestyle freedom, all just minutes from modern conveniences. Large utility / storage room under home with furnace/air conditioning. Motivated Sellers - this is a MUST SEE home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

2/10
7/10
Cedarcrest SchoolGrades 6-85.2 mi
4/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Tankless,Water Heater Location: Utility room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,High Tech Cabling,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Engineered Hardwood,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,High Efficiency (Unspecified),Electric,Natural Gas,Wood
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 3,664
  • Total interior livable area: 3,664 sqft

Kitchen With Eating Space

  • Level: Main

Kitchen With Eating Space

  • Level: Lower

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 01206500001700
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: Propane tanks,Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Second Kitchen,Bath Off Primary,Dbl Pane/Storm Window,Fireplace,French Doors,High Tech Cabling,Pantry,Security System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater,Wired for Generator
  • Has view: Yes
  • View description: Mountain(s),Partial,Territorial
  • Topography of land: Steep Slope

Lot

  • Lot size: 1.09 Acres
  • Features: Dead End Street,Paved,Sidewalk,Cable TV,Deck,Gas Available,High Speed Internet,Patio,RV Parking

Parking

  • Total spaces: 5
  • Parking features: Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 3
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Earthquake
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,168$74,016
Home Insurance *$208$2,496
Property Taxes $740$8,880
Electricity $250$3,007
Total$7,366$88,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,548/yr
40% on housing$220,980/yr
45% on housing$196,426/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 98258$318
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98258$345
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$1,199,900
2026-08-01Price change$1,219,900
2026-07-20Price change$1,239,900
2026-07-03Listed for sale$1,274,900
2026-07-02Pending sale$1,274,900
2026-06-29Listed for sale$1,274,900
2023-03-02Sold$999,999
2022-10-31Pending sale$999,000
2022-10-31Contingent$999,000
2022-10-03Price change$999,000
2022-09-14Listed for sale$1,094,950

For Sale by Agent

AgentJesse Roach
BrokeragesimpliHOM Residential

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