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2072 E Waters Edge Dr #15, Bloomington, IN, 47401

4beds
5baths
3,204sqft
$594,500
$186price/sqft
$3,925/moest. monthly cost
$157,000/yrincome needed

About This Home

Welcome to your private retreat at Eagle Pointe, where breathtaking panoramic views of Lake Monroe take center stage. Perfectly positioned at the end of a quiet cul-de-sac, this beautifully updated home offers both privacy and sweeping water views from nearly every angle. The main level features a fully renovated kitchen complete with custom cabinetry, brand-new stainless steel appliances, and neutral flooring that flows seamlessly throughout the home. Designed with both comfort and functionality in mind, the layout offers multiple levels of living, ideal for hosting and everyday enjoyment. Just a short set of stairs leads to the spacious primary suite, showcasing vaulted ceilings, a dedicated dressing area, and a private en suite bath-creating a peaceful and inviting retreat. In addition, the home offers three additional en suite bedrooms, providing exceptional flexibility for guests and family. Outdoor living is unmatched with over 1,200 square feet of decking across three levels, designed for year-round enjoyment and entertaining. A covered middle-level deck with a metal ceiling enhances usability in all seasons, while multiple vantage points capture the stunning lake views. Additional highlights include a one-car attached garage, plus two dedicated parking spaces, plush neutral carpeting, and fresh, modern paint throughout. Located in the desirable Waters Edge Village, residents enjoy access to a private pool, sport court with pickleball, scenic walking trails, and full access to Eagle Pointe's clubhouse, restaurant, and weekend entertainment. Whether you're seeking a full-time residence, weekend getaway, or investment opportunity, this home delivers the perfect combination of location, views, and lifestyle.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
1
BikeSomewhat Bikeable

Schools

8/10
8/10
10/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1983

Materials

  • Foundation: Crawl Space
  • Construction materials: Cement Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater,Disposal,Microwave,Electric Oven,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedroom2

  • Level: Upper
  • Area: 288
  • Dimensions: 16x18

Bedroom3

  • Level: Upper
  • Area: 192
  • Dimensions: 12x16

Bedroom4

  • Level: Main
  • Area: 252
  • Dimensions: 14x18

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 1

Dining Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 160
  • Dimensions: 16x10

Features

  • Breakfast Bar,Built-in Features,High Speed Internet,Smart Thermostat,Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Recreation Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,204
  • Total interior livable area: 3,204 sqft

Kitchen

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 160
  • Dimensions: 10x16

Laundry

  • Level: Upper
  • Area: 30
  • Dimensions: 6x5

Living Room

  • Level: Main
  • Area: 532
  • Dimensions: 38x14

Master Bedroom

  • Level: Upper
  • Area: 280
  • Dimensions: 20x14

Property

Details

  • Parcel number: 530040299049000006
  • Attached to another structure: Yes
  • Horse amenities: None

Features

  • Levels: Multi/Split
  • Entry location: Other/See Remarks
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Water Access,Water View

Lot

  • Features: Cul-De-Sac,Gated Community,Mature Trees

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,006$36,072
Home Insurance *$260$3,120
Property Taxes $366$4,392
Electricity $293$3,524
Total$3,925$47,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,571/yr
40% on housing$117,750/yr
45% on housing$104,666/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 47401$171
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47401$176
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$620,000
2026-03-26Listed for sale$635,000

For Sale by Agent

AgentSusan Slaven
BrokerageEagle Pointe Realty

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