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140 Catalpa Rd, Milner, GA, 30257

4beds
2baths
1,398sqft
$260,000
$186price/sqft
$1,884/moest. monthly cost
$75,360/yrincome needed

About This Home

Welcome home to this beautiful 4 bedroom, 2 bath residence built in 2023, perfectly situated on a desirable corner lot. This beautiful home offers modern comfort with stylish touches throughout, including elegant plantation shutters and updated light fixtures that add warmth and character to the space. The open and inviting layout provides plenty of room for both everyday living and entertaining. Step outside to enjoy the fully fenced backyard; perfect for pets, play, or relaxing evenings outdoors. Give me a call today to schedule a showing!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven/Range (Combo),Stainless Steel Appliance(s)
  • Laundry features: In Hall,Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Master On Main Level,Split Bedroom Plan,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,398

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,398
  • Total interior livable area: 1,398 sqft

Kitchen

  • Features: Breakfast Bar,Country Kitchen,Pantry,Solid Surface Counters

Property

Details

  • Parcel number: M05000108

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 7,840 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Kitchen Level
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Drought
Hail
Hurricane
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$150$1,800
Property Taxes $201$2,412
Electricity $219$2,637
Total$1,884$22,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,594/yr
40% on housing$56,520/yr
45% on housing$50,240/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -5.3%
-5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 30257$133
Lamar County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 30257$184
Lamar County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$269,900
2026-03-10Listed for sale$275,000
2023-02-18Listing removed--
2022-12-19Pending sale$214,990
2022-12-14Price change$214,990
2022-10-28Listed for sale$222,990

For Sale by Agent

AgentSamantha c Bell
BrokerageBell Realty & Co.

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