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245 Lillian Street, Rincon, GA, 31326

5beds
4baths
2,562sqft
$389,900
$152price/sqft
$2,739/moest. monthly cost
$109,560/yrincome needed

About This Home

Some homes make you choose between space, privacy, and flexibility. 245 Lillian Street delivers all three. A flexible 5-bedroom, 3.5-bath layout sets this Southern charm home apart, along with up and downstairs owner suite options, a covered balcony, and a backyard fenced on three sides. The main-level primary suite is tucked toward the back of the home and overlooks the backyard. LVP flooring and tile run throughout the main level. The open kitchen features chic white cabinetry, quartz counters, a gas stove, stainless appliances, and a brand-new French door refrigerator with bottom freezer, anchored by a formal dining room. Upstairs, a spacious secondary suite offers a dual-sink ensuite, while another oversized bedroom includes its own ensuite and ample space for a workspace, sitting area, or playroom. Located near Ebenezer Elementary and Ebenezer Middle Schools, with easy access to Pooler, Savannah, Hilton Head, and the everyday shopping, dining, and conveniences Rincon has to offer!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
6/10
Ebenezer Middle SchoolGrades 6-80.3 mi
6/10

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Area,Tray Ceiling(s),Entrance Foyer,High Ceilings,Kitchen Island,Main Level Primary,Pantry,Recessed Lighting

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,562 sqft

Property

Details

  • Parcel number: 0445D00000076000
  • Special condition: Standard

Features

  • Patio & porch: Patio,Balcony,Front Porch
  • Exterior features: Balcony
  • Fencing: Vinyl,Yard Fenced
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Earthquake
Heat Wave
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$231$2,772
Property Taxes $289$3,468
Electricity $248$2,987
Total$2,739$32,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,908/yr
40% on housing$82,170/yr
45% on housing$73,040/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 31326$171
Effingham County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 31326$190
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$395,000
2026-04-14Price change$399,900
2026-03-26Listed for sale$419,900
2026-01-26Listing removed$2,600
2025-10-04Listed for rent$2,600
2025-08-29Listing removed$2,700
2025-08-28Listed for rent$2,700
2024-10-06Listing removed$2,800
2024-09-08Listed for rent$2,800
2023-09-09Listing removed--
2023-08-05Listed for rent$2,800
2023-01-23Listing removed--
2022-12-07Listed for rent$2,800
2022-11-30Sold$344,786
2022-11-03Pending sale$344,786
2022-10-27Listed for sale$344,786

For Sale by Agent

AgentTrisha M. Cook
BrokerageCompass Georgia, LLC

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