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2712 Ferguson Rd, Gilroy, CA, 95020

2beds
1baths
1,200sqft
$1,799,000
$1,499price/sqft
$10,826/moest. monthly cost
$433,040/yrincome needed

About This Home

Back on market after the holidays with a $59,000 price improvement. Rare opportunity to own ±16.73 acres featuring a main home, a converted barn/workshop, and multiple income streams. The main home is approx. 1,200 sq ft with 2 bedrooms and 1 bath, currently tenant occupied. The barn conversion is approx. 1,500 sq ft with 1 bedroom and 1 bath, plus a large garage, currently tenant occupied. Additional storage space is leased month-to-month, and the yard was previously leased (currently vacant). Each residence has a separate entrance and fenced yard. Land is leased growing row crops. Property features a shared domestic well. Excellent opportunity for investors or those seeking rural living with strong income potential, just minutes to Gilroy Premium Outlets, Costco, Lowes, and Home Depot, with easy access to Hwy 101 and Hwy 152approximately 40 minutes to Silicon Valley. Buyer to verify all square footage, zoning, land lease terms, water rights, and rental income to their satisfaction.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Rucker Elementary SchoolGrades K-54.3 mi
5/10
Solorsano Middle SchoolGrades 6-84.0 mi
5/10
Gilroy High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1937

Materials

  • Foundation: Raised,Crawl Space,Wood Frame
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: BreakfastNook

Family Room

  • Features: NoFamilyRoom

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Features: Countertop_Granite

Property

Details

  • Parcel number: 84163011
  • Zoning: AW
  • Special condition: Standard

Features

  • Stories: 1
  • Exterior features: Back Yard,Fenced,Courtyard

Lot

  • Lot size: 16.73 Acres
  • Features: Agricultural

Parking

  • Parking features: Guest,No Garage,Parking Area

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,096$109,152
Home Insurance *$313$3,756
Property Taxes $1,019$12,228
Electricity $398$4,786
Total$10,826$129,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$371,177/yr
40% on housing$324,780/yr
45% on housing$288,693/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,499This listing

vs Other Active Listings

Avg $/sqft

ZIP 95020$534
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95020$508
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-13Listed for sale$1,899,999
2026-01-04Listing removed$1,959,000
2025-08-06Listed for sale$1,959,000
2022-12-15Listing removed--
2022-10-21Listed for sale$2,899,000

For Sale by Agent

AgentJenny Huang
BrokerageColdwell Banker Realty

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