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2028 Clear Sky Ct, Temple, TX, 76502

4beds
3baths
1,996sqft
$342,000
$171price/sqft
$2,632/moest. monthly cost
$105,280/yrincome needed

About This Home

IMMACULATE 2023-BUILT, ONE-STORY HOME IN MESA RIDGE AND HIGHLY SOUGHT-AFTER BELTON ISD! This light and bright 4-bedroom, 2.5-bath beauty offers a spacious open floor plan and standout curb appeal with a brick-and-stone craftsman exterior, wide driveway, and rare 3-car garage. Inside, a neutral color palette pairs perfectly with tile flooring throughout the main living areas and plush carpet in the bedrooms. The showstopping kitchen is designed for everyday living and entertaining—featuring an abundance of cabinetry, granite countertops, subway tile backsplash, stainless steel appliances, and a dedicated working island with bar seating, all illuminated by ample recessed lighting. The generous dining area provides plenty of space for hosting, while the living room is flooded with natural light thanks to expansive west- and south-facing windows. The spacious primary suite opens into a double vanity bath complete with granite countertops, a private toilet room, soaking tub, and step-in shower. Secondary bedrooms are nicely sized and conveniently located near the laundry room and guest bath. All bedrooms are equipped with ceiling fans for maximum comfort! Enjoy easy outdoor living from the large, fully covered back patio complete with an installed sunshade, two ceiling fans, and a full gutter system for rainy days. The private backyard is fully irrigated and offers plenty of room to run, play, and relax. This beautiful home on a cul-de-sac street checks all the boxes—don’t miss it!***Target move-out date beginning of June.***

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
High Point ElementaryGrades K-50.8 mi
5/10
7/10
Lake Belton High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Board & Batten Siding,Brick Veneer,HardiPlank Type,Masonry,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Oven,Water Heater,Some Electric Appliances,Microwave,Range
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Double Vanity,Entrance Foyer,Garden Tub/Roman Tub,Open Floorplan,Pull Down Attic Stairs,Stone Counters,Recessed Lighting,Split Bedrooms,Separate Shower,Tub Shower,Walk-In Closet(s),Window Treatments,Breakfast Bar,Breakfast Area,Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry,Solid Surface Counters
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Carpet,Tile
  • Fireplace features: None
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 1,996 sqft

Property

Details

  • Parcel number: 509869

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Porch,Private Yard
  • Fencing: Back Yard,Privacy,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 7,440 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,729$20,748
Home Insurance *$220$2,640
Property Taxes $445$5,340
Electricity $238$2,859
Total$2,632$31,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,240/yr
40% on housing$78,960/yr
45% on housing$70,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 76502$142
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76502$159
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$349,000
2026-04-14Price change$358,000
2026-03-12Listed for sale$364,000
2023-04-04Listing removed--
2023-03-24Price change$340,822
2023-02-15Listed for sale$337,722
2022-12-02Listing removed--
2022-10-21Listed for sale$337,722

For Sale by Agent

AgentMark Mahler
BrokerageMahler Group

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