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405 Sugar Maple Ln, Matthews, NC, 28104

4beds
5baths
5,322sqft
$2,695,000
$506price/sqft
$15,800/moest. monthly cost
$632,000/yrincome needed

About This Home

MOVE-IN READY NOW! NEW CONSTRUCTION. Refined custom living with resort-style outdoor spaces and custom pool on a private, professionally landscaped estate in one of Weddington’s most sought-after enclaves. Designed for both elevated entertaining and everyday comfort, this home blends architectural detail, natural light, and seamless indoor-outdoor flow. Experience the rare opportunity to own a fully completed, designer-finished luxury home—ready RIGHT NOW for immediate occupancy—without the wait of building. This exceptional custom residence offers over 5,300 heated square feet on two levels, featuring 4 bedrooms, 4.5 baths, and is perfectly situated on a beautifully landscaped, private .74-acre fenced homesite with ideal Northeast exposure. From the moment you enter through the dramatic 10’ front entry, you’re greeted by soaring 11.5’ ceilings, stunning architectural details, and a showstopping curved staircase that sets the tone for the entire home. Custom coffered ceilings, 8’ doors throughout, and thoughtfully designed living spaces create a seamless blend of elegance and comfort. At the heart of the home, the chef’s kitchen is a true statement piece—featuring a waterfall quartz island, full-height custom cabinetry, designer wood hood, and a suite of top-tier appliances including Thermador, Sub-Zero, and Miele. A fully equipped scullery/second kitchen and dual-layer bar make this home an entertainer’s dream. The level of finish is simply unmatched, with German white oak flooring, imported designer tile, a marble fireplace surround, and luxury lighting from Circa and Visual Comfort. The primary suite offers a spa-inspired retreat, highlighted by an infinity-style shower with advanced Kohler technology and exquisite designer details. Step outside to your own private resort—featuring a $350K–$400K custom saltwater pool, expansive hardscaping, and professionally designed, feng shui–inspired grounds. The covered outdoor living area includes a fireplace, full outdoor kitchen, wood ceiling, motorized MagnaTrack screens, and opens to a spacious patio ideal for year-round enjoyment. Additional highlights include: ~900 sq ft walk-up attic for future expansion Full home automation (lighting, HVAC, shades, audio/visual, security) 9-camera wired security system Hunter Douglas automated window treatments Expanded driveway and upgraded garage doors Located in the highly sought-after Twin Lakes community, residents enjoy a true lifestyle experience with scenic walking trails, waterfront gazebo, community dock, and pickleball courts. This is a rare, one-of-a-kind opportunity to own a fully upgraded, move-in ready NEW construction home with a custom pool—available NOW in the prestigious Weddington School District.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

10/10
10/10
Weddington Middle SchoolGrades 6-81.7 mi
8/10
Weddington High SchoolGrades 9-121.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Crawl Space
  • Construction materials: Stucco

Other

  • Builder model: Custom
  • Builder name: PCH

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Down Draft,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Refrigerator,Gas Cooktop,Refrigerator,Tankless Water Heater,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Breakfast

  • Level: Main

Features

  • Drop Zone,Kitchen Island,Open Floorplan,Storage,Walk-In Closet(s),Walk-In Pantry,Wet Bar
  • Door features: French Doors,Insulated Door(s),Pocket Doors,Sliding Doors
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Stone,Tile,Wood
  • Fireplace features: Gas,Living Room,Porch
  • Attic: Pull Down Stairs,Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 5,322

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment,Forced Air,Natural Gas
  • Cooling features: Central Air,Dual,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 5,322
  • Total interior livable area: 5,322 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 06042238
  • Zoning: R
  • Special condition: Standard
  • Other equipment: Network Ready

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Heated,In Ground,Pool/Spa Combo,Salt Water
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: In-Ground Irrigation,Outdoor Kitchen
  • Has spa: Yes
  • Fencing: Back Yard,Fenced
  • Waterfront features: Boat Slip – Community,Paddlesport Launch Site - Community

Lot

  • Lot size: 0.74 Acres
  • Features: Cleared,Corner Lot,Level,Views
  • Lot size dimensions: 214 x 140 x 217 x 145

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,627$163,524
Home Insurance *$734$8,808
Property Taxes $944$11,328
Electricity $495$5,948
Total$15,800$189,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$541,714/yr
40% on housing$474,000/yr
45% on housing$421,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$506This listing

vs Other Active Listings

Avg $/sqft

ZIP 28104$239
Union County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 28104$236
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Price change$2,695,000
2026-04-04Price change$2,799,999
2026-03-20Price change$2,840,000
2026-03-11Price change$2,895,000
2026-02-21Listed for sale$2,995,000
2022-10-18Sold$1,829,000

New Construction

AgentBill Charles, RE/MAX Executive
BrokerageRE/MAX Executive

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