162 1st Ave, Caroga Lake, NY, 12032
About This Home
SUMMER IS HERE!!! Check out his darling cottage!! All one floor!! 2 Bedrooms- 1 Bath- Open living, dining and kitchen. Extra living and sleeping space in front entry room it has nice sliding barn doors for privacy. Nice size lot with private septic (holding tank). Storage closets too! Everything can stay!! Even the boat!! Bring your suitcase and enjoy 3 seasons of relaxing! Propane heat will keep you warm in the spring and fall! Front deck is perfect for relaxing! It's just a short walk to your 10ft Deeded Right of way to the beach on Second Ave. Most in this friendly neighborhood join the East Caroga Association for fun, lots of member only events all summer! Not everyone in Town can join the ECLEA- There's a play ground, roped off swimming area for little ones to stay in the shallow sandy bottom lake! There's lots to do in Caroga lake!! Sherman's now owned by the Caroga Arts Collective brings music. The Town owned golf course is challenging, there is lots of hiking, biking, even professional bike trails! Of course there's beautiful swimming in our sand bottom lakes, fishing our stocked lakes and of course water skiing and boating!! Come see why so many LOVE LIVING IN CAROGA LAKE!! Please have your finances in order to view!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Metal
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Oven
Basement
- Has basement: Yes
- Basement: Crawl
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Laminate
- Fireplace features: Propane Stove
- Finished area above ground: 726
Heating & Cooling
- Heating features: Propane,Zoned,Other
- Cooling features: Wall/Window Unit(s),Zoned
Interior Area
- Total structure area: 726
- Total interior livable area: 726 sqft
Kitchen
- Features: Open,Laminate Counters
Property
Accessibility
- Accessibility features: Handicap
Details
- Parcel number: 172400083.0150008038.000
- Lease amount: 0
Features
- Stories: 1
- Patio & porch: Open Porch,Deck
- Exterior features: Utilities
- Has view: Yes
- View description: Private,Scenic,Wooded
- Waterfront features: Beach Rights
- Waterbody name: East Caroga Lake
- Frontage length: 0
Lot
- Lot size: 7,405 sqft
- Features: Trees
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Fulton County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $78 | $936 |
| Property Taxes | $229 | $2,748 |
| Electricity | $246 | $2,954 |
| Total | $1,412 | $16,944 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $179,900 |
| 2025-12-19 | Listing removed | $195,000 |
| 2025-09-29 | Price change | $195,000 |
| 2025-08-10 | Listed for sale | $205,000 |
| 2014-11-17 | Sold | $55,000 |
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