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2660 Main St #W, Ashland, KY, 41102

5beds
--baths
0sqft
$219,999
--price/sqft
$1,792/moest. monthly cost
$71,680/yrincome needed

About This Home

Investor Alert! Turnkey 4 or 5-Unit Apartment Building! Looking to start or expand your investment portfolio? Don’t miss this opportunity! This income-producing 5-unit apartment building features three 2-bedroom units and two 1-bedroom units, generating a solid monthly rental income of $3,550. The two 1-bedroom units have been completely remodeled, and two of the 2-bedroom units have been recently refreshed, offering updated spaces for tenants and reduced upfront maintenance for the new owner. Whether you're a seasoned investor or just getting started, this property is ready to perform.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

3/10
2/10
Fairview High SchoolGrades 6-120.5 mi

Construction

Materials

  • Construction materials: Concrete Block,Brick/Brick Veneer

Type & Style

  • Home type: MultiFamily
  • Property subType: Apartment

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 022062300900

Features

  • Levels: One
  • Stories: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Winter Weather
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$170$2,040
Property Taxes $356$4,272
Electricity $154$1,850
Total$1,792$21,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,440/yr
40% on housing$53,760/yr
45% on housing$47,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.1%
-9.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 41102$84
Boyd County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 41102$103
Boyd County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Listed for sale$239,000
2025-11-11Listing removed$249,000
2025-10-26Price change$249,000
2025-10-24Price change$245,000
2025-08-08Price change$265,000
2025-06-15Listed for sale$299,900
2023-03-31Listing removed--
2023-03-22Listed for sale$130,000
2023-01-28Contingent$130,000
2022-11-25Listed for sale$130,000
2022-10-21Listing removed--
2022-10-18Listed for sale$130,000
2015-03-27Sold$62,500

For Sale by Agent

AgentTOBIE M MOORE
BrokerageKeller Williams Legacy Group

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