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823 NE Maple St, Elkhart, IA, 50073

3beds
3baths
1,289sqft
$317,000
$246price/sqft
$2,258/moest. monthly cost
$90,320/yrincome needed

About This Home

Here's your opportunity to own a beautiful ranch bi-attached home in the quiet community of Elkhorn with no HOA. Built in 2022 this home is move-in ready and in excellent condition. You'll love the open floorplan with generously sized primary bedroom with tray ceiling, walk-in closet and large bathroom. The finished basement offers a second family room and third bedroom and gets lots of light from the egress windows. Outside you'll find a fully fenced yard with a deck and gorgeous stamped concrete patio ready for relaxation or entertainment. Come check it out today!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
North Polk Middle SchoolGrades 6-85.5 mi
8/10
North Polk High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Dining Area
  • Flooring: Carpet,Tile
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 690

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,289
  • Total interior livable area: 1,289 sqft

Property

Details

  • Parcel number: 00003003033
  • Zoning: Res

Features

  • Stories: 1
  • Patio & porch: Deck,Open,Patio
  • Exterior features: Deck,Patio
  • Fencing: Vinyl

Lot

  • Lot size: 9,234 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,602$19,224
Home Insurance *$159$1,908
Property Taxes $376$4,512
Electricity $121$1,452
Total$2,258$27,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,417/yr
40% on housing$67,740/yr
45% on housing$60,213/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 50073$145
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50073$259
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$317,000
2023-01-18Sold$301,500
2022-10-16Pending sale$300,000
2022-10-16Listed for sale$300,000

For Sale by Agent

AgentAdam Janssen
BrokeragePlatinum Realty LLC

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