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14506 Clover Ave, Cedar Lake, IN, 46303

2beds
2baths
1,728sqft
$309,999
$179price/sqft
$2,124/moest. monthly cost
$84,960/yrincome needed

About This Home

Experience effortless maintenance free living in this beautifully designed 2 bedroom, 2 bathroom home that perfectly blends comfort, style, and convenience. Step inside to an inviting open concept floor plan with soaring high ceilings that create a bright and spacious atmosphere. The heart of the home is the stunning luxury kitchen, featuring a massive granite island, granite countertops, stainless steel appliances, and abundant space for entertaining or everyday living. The spacious primary suite offers a large walk in closet and a spa like en-suite bathroom complete with dual vanities for added comfort and convenience. Additional upscale touches include custom remote controlled window blinds throughout the home and a covered backyard patio, perfect for relaxing with your morning coffee or enjoying evenings outdoors. Enjoy all the benefits of a low maintenance lifestyle while taking advantage of the neighborhood's exceptional amenities, including a community pool, park, and walking trails. This home offers the perfect combination of luxury, convenience, and easy living don't miss your opportunity to make it yours!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Red Cedars ElementaryGrades 3-50.2 mi
6/10
7/10

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Half Duplex

Interior

Appliances

  • Appliances included: Dryer,Water Softener Owned,Washer,Stainless Steel Appliance(s),Refrigerator,Microwave,Gas Water Heater,Dishwasher
  • Laundry features: Laundry Room,Main Level

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 20.0 x 7.0

Features

  • Ceiling Fan(s),Walk-In Closet(s),Stone Counters,Recessed Lighting,Pantry,Open Floorplan,Kitchen Island,High Ceilings,Granite Counters,Eat-in Kitchen,Double Vanity
  • Window features: Blinds
  • Finished area above ground: 1,728

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 14.0 x 10.0

Laundry

  • Level: Main
  • Area: 40
  • Dimensions: 5.0 x 8.0

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 16.0 x 15.0

Primary Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 16.0 x 15.0

Property

Details

  • Parcel number: 451533401002000014
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One
  • Pool features: Other
  • Patio & porch: Covered,Rear Porch,Patio,Front Porch
  • Exterior features: Lighting,Rain Gutters
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,662 sqft
  • Features: Back Yard,Landscaped,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front,Driveway,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$133$1,596
Property Taxes $240$2,880
Electricity $184$2,212
Total$2,124$25,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,822/yr
40% on housing$63,720/yr
45% on housing$56,640/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 46303$185
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46303$168
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$309,999
2023-05-31Sold$289,990
2023-03-09Price change$289,990
2023-02-28Price change$299,990
2023-02-11Price change$309,990
2023-01-26Price change$304,990
2023-01-06Price change$319,990
2023-01-03Listed for sale$309,990
2022-12-08Listing removed--
2022-10-26Price change$314,990
2022-10-22Price change$315,990
2022-10-15Listed for sale$309,990

For Sale by Agent

AgentAndrew Clark
BrokerageEllsbury Group

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